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Vestavia Hills, AL Flip MOS Underwriting Tape (35242)

FlipScout underwriting tape for Vestavia Hills, AL (35242) — 140 actives, 0 Verified / 28 Modeled. Absorption: Balanced absorption; sold_6m=187 (FlipScout DB coverage, not full MLS). Hard Reject % withheld until ≥3 Verified-with-ARV actives — sold liquidity and MOS remain the primary published signals.

Signal Narrative

Vestavia Hills, AL (35242) is a FlipScout Goldmine underwriting terminal. Primary signal is sold liquidity: sold_6m=187 (FlipScout DB closings in 6 months — not full MLS), 140 actives on tape. Trusted months of supply = 4.5 mo (Balanced absorption; velocity ≈ 31.2 closings/mo). Honesty mix: 0 Verified / 28 Modeled / 112 Unscored. Hard Reject % and Verified margins are withheld until ≥3 Verified-with-ARV actives — we do not invent ask-tape from Modeled comps. Directional Modeled ask margin median is +7.5% (n=28) — labeled Modeled, not Verified. Same QDA stack as this Hard Reject rate — stress-test asks on the published QDA stack, or read the fix and flip underwriting method.

Underwriting terminal

Neighborhood tape

As of 2026-07-29T06:08:55Z · Daily snapshot · FlipScout DB · MAO solver Pro

Quant Art

Neighborhood math

Sold liquidity + MOS primary · ask-tape pending Verified depth · 2026-07-29T06:08:55Z · daily snapshot

Absorption dial
4.5 MOS mo

MOS = actives ÷ (sold_6m ÷ 6) = 140 ÷ (187 ÷ 6) = 140 ÷ 31.2

Sold window 6 mo · FlipScout DB coverage, not full MLS · zones 4 / 6 / 12

Sold liquidity stripe
sold_6m 187 actives 140

monthly_velocity = sold_6m / 6 = 187 / 6 = 31.2 closings/mo

Real FlipScout DB solds · refreshed with nightly goldmine tape

Ask-tape status

Verified ask sample too thin for Hard Reject % and Verified margin ladder (need ≥3 Verified-with-ARV). Verified actives: 0.

Modeled actives: 28 · Median Modeled ask margin: +7.5% (directional only — not Verified comps).

This Goldmine still underwrites via sold liquidity + MOS. Hard Reject rates publish when Verified-with-ARV depth clears n≥3.

Same QDA stack as this Hard Reject rate · Underwriting method

Absorption / MOS

Balanced absorption

MOS 4.5 mo

sold_6m 187 · actives 140 · High confidence

187 sold in 6 months — solid zip absorption sample.

Total Listings

140

Verified 0 · Modeled 28 · Unscored 112

Median Modeled margin

7.5%

Directional Modeled ask tape · n=28 · not Verified comps

Rehab bands

Verified rehab $/sqft bands need deeper Verified sample.

Verified · condition tier $/sqft

Median Apex

N/A

Insufficient scored Apex sample (0-sentinel excluded)

Trajectory

Stable

Neighborhood enrichment signal

Honesty mix

0.0% Verified

Modeled 20.0% · Unscored 80.0%

List → ARV discount

—

Deep share — · n=—

Hold bleed pressure

—

Banded aggregate · Peak Cash UI Pro

Zero Verified actives — Hard Reject / margin tape withheld (Modeled-only).

Same QDA stack as this Hard Reject rate · Fix & flip underwriting · Deal finder · Absorption regimes

Active inventory

40 shown of 140 actives · streets locked · price / margin / Apex live · median list $581,825 · mix V0/M40/U0

Each row is an underwriting brief at /property/{id} in ZIP 35242. Margins labeled Modeled are directional — not Verified comps.

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Vestavia Hills, AL · Modeled listing

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Open brief$579,500——Modeled

Vestavia Hills, AL · Modeled listing

Open brief$369,900——Modeled

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Open brief$499,000——Modeled

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Open brief$169,500——Modeled

Vestavia Hills, AL · Modeled listing

Open brief$175,000——Modeled

Vestavia Hills, AL · Modeled listing

Open brief$365,000——Modeled

Vestavia Hills, AL · Modeled listing

Open brief$324,000——Modeled

Vestavia Hills, AL · Modeled listing

Open brief

Verified Invest Deals

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PriceMarginApexAddress
No Verified Invest deals yet0 Verified Invest Deals Currently Available — actives are Modeled or unscored; honesty gate withholds the invest feed.

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