Absorption / MOS
Balanced absorption
MOS 5.1 mo
sold_6m 119 · actives 101 · High confidence
119 sold in 6 months — solid zip absorption sample.
Free: Hard Reject rates, MOS, Verified/Modeled mix. Pro $15/mo: street addresses + MAO $. Methodology
FlipScout Dealpedia
FlipScout underwriting tape for La Crosse, WI (54601) — 101 actives, 0 Verified / 35 Modeled. Absorption: Balanced absorption; sold_6m=119 (FlipScout DB coverage, not full MLS). Hard Reject % withheld until ≥3 Verified-with-ARV actives — sold liquidity and MOS remain the primary published signals.
La Crosse, WI (54601) is a FlipScout Goldmine underwriting terminal. Primary signal is sold liquidity: sold_6m=119 (FlipScout DB closings in 6 months — not full MLS), 101 actives on tape. Trusted months of supply = 5.1 mo (Balanced absorption; velocity ≈ 19.8 closings/mo). Honesty mix: 0 Verified / 35 Modeled / 66 Unscored. Hard Reject % and Verified margins are withheld until ≥3 Verified-with-ARV actives — we do not invent ask-tape from Modeled comps. Directional Modeled ask margin median is +7.5% (n=35) — labeled Modeled, not Verified. Same QDA stack as this Hard Reject rate — stress-test asks on the published QDA stack, or read the fix and flip underwriting method.
Underwriting terminal
As of 2026-07-29T06:27:15Z · Daily snapshot · FlipScout DB · MAO solver Pro
Quant Art
Sold liquidity + MOS primary · ask-tape pending Verified depth · 2026-07-29T06:27:15Z · daily snapshot
MOS = actives ÷ (sold_6m ÷ 6) = 101 ÷ (119 ÷ 6) = 101 ÷ 19.8
Sold window 6 mo · FlipScout DB coverage, not full MLS · zones 4 / 6 / 12
monthly_velocity = sold_6m / 6 = 119 / 6 = 19.8 closings/mo
Real FlipScout DB solds · refreshed with nightly goldmine tape
Verified ask sample too thin for Hard Reject % and Verified margin ladder (need ≥3 Verified-with-ARV). Verified actives: 0.
Modeled actives: 35 · Median Modeled ask margin: +7.5% (directional only — not Verified comps).
This Goldmine still underwrites via sold liquidity + MOS. Hard Reject rates publish when Verified-with-ARV depth clears n≥3.
Same QDA stack as this Hard Reject rate · Underwriting method
Balanced absorption
MOS 5.1 mo
sold_6m 119 · actives 101 · High confidence
119 sold in 6 months — solid zip absorption sample.
101
Verified 0 · Modeled 35 · Unscored 66
7.5%
Directional Modeled ask tape · n=35 · not Verified comps
Pending
Same QDA stack as this Hard Reject rate
Need ≥3 Verified-with-ARV (have 0 Verified). We never invent Hard Reject from Modeled comps.
Verified rehab $/sqft bands need deeper Verified sample.
Verified · condition tier $/sqft
N/A
Insufficient scored Apex sample (0-sentinel excluded)
Stable
Neighborhood enrichment signal
0.0% Verified
Modeled 34.7% · Unscored 65.3%
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Deep share — · n=—
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Banded aggregate · Peak Cash UI Pro
Zero Verified actives — Hard Reject / margin tape withheld (Modeled-only).
Same QDA stack as this Hard Reject rate · Fix & flip underwriting · Deal finder · Absorption regimes
40 shown of 101 actives · streets locked · price / margin / Apex live · median list $278,450 · mix V0/M40/U0
Each row is an underwriting brief at /property/{id} in ZIP 54601. Margins labeled Modeled are directional — not Verified comps.
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Sold-density underwriting terminals nationwide. Browse all Goldmines · Absorption regimes · Fix & flip underwriting · Methodology · Same QDA stack as this Hard Reject rate · Markets hub · Wisconsin Goldmines