TX underwriting
Overasking Flip Markets in Texas
TX Goldmines where Verified-with-ARV asks Hard Reject FlipScout MAO (≥50%). Hard Reject ≈ WALK-heavy on Bid Tape · Bid $ free.
As of 2026-07-27, 7 Texas Goldmine ZIPs are Hard Reject–heavy: ≥50% of Verified-with-ARV actives list above FlipScout MAO under QDA defaults (12% net / 4-mo carry / 2% slip). Hard Reject at ask spans 100%–100% in this set. Highest reported rate: ZIP 78701 (78701) at 100.0%. Hard Reject ≈ WALK-heavy at ask on Bid Tape. Bid $ is free on tape/sheets; Pro $15/mo = streets + live Deal Architecture. Each ZIP links to its canonical underwriting terminal at /market/{zip}. Quant tape refreshes daily with the Goldmine zip_quant snapshot job.
Free: Bid Check — paste a listing, set exit + reno, get walk-away Bid $ · CLEARS · BID TARGET · WALK · MAO calculator. Pro $15/mo: streets in offer drafts + live Deal Architecture. Bid Check · MAO calculator · Methodology · Login · Pro $15
Open Bid Check Run MAO Underwriting Pro $15
Free: Bid Check — paste a listing, get Bid $. Pro $15/mo = streets in drafts + Deal Architecture.
Hard Reject–heavy Texas Goldmines
Admission: ≥50% of Verified-with-ARV actives list above FlipScout MAO (QDA defaults).
Each ZIP opens its canonical underwriting terminal at /market/{zip}.
- ZIP 78701 (78701) Hard Reject 100.0% MOS 4.4 mo
- ZIP 78704 (78704) Hard Reject 100.0% MOS 5.2 mo
- ZIP 78681 (78681) Hard Reject 100.0% MOS 23.6 mo
- ZIP 75204 (75204) Hard Reject 100.0% MOS 27.6 mo
- ZIP 75093 (75093) Hard Reject 100.0% MOS 14.6 mo
- ZIP 78249 (78249) Hard Reject 100.0% MOS 40.1 mo
- ZIP 77099 (77099) Hard Reject 100.0% MOS 23.6 mo
Other state overasking hubs
NJ (9) · CA (8) · AZ (7) · GA (7) · IL (7) · NY (7) · OH (7) · PA (7)
TX Bid/Pass Tape Test ask vs Bid $ All TX Goldmines National HR-heavy Pro $15