IL underwriting
Overasking Flip Markets in Illinois
IL Goldmines where Verified-with-ARV asks Hard Reject FlipScout MAO (≥50%). Hard Reject ≈ WALK-heavy on Bid Tape · Bid $ free.
As of 2026-07-27, 7 Illinois Goldmine ZIPs are Hard Reject–heavy: ≥50% of Verified-with-ARV actives list above FlipScout MAO under QDA defaults (12% net / 4-mo carry / 2% slip). Hard Reject at ask spans 100%–100% in this set. Highest reported rate: ZIP 60629 (60629) at 100.0%. Hard Reject ≈ WALK-heavy at ask on Bid Tape. Bid $ is free on tape/sheets; Pro $15/mo = streets + live Deal Architecture. Each ZIP links to its canonical underwriting terminal at /market/{zip}. Quant tape refreshes daily with the Goldmine zip_quant snapshot job.
Free: Bid Check — paste a listing, set exit + reno, get walk-away Bid $ · CLEARS · BID TARGET · WALK · MAO calculator. Pro $15/mo: streets in offer drafts + live Deal Architecture. Bid Check · MAO calculator · Methodology · Login · Pro $15
Open Bid Check Run MAO Underwriting Pro $15
Free: Bid Check — paste a listing, get Bid $. Pro $15/mo = streets in drafts + Deal Architecture.
Hard Reject–heavy Illinois Goldmines
Admission: ≥50% of Verified-with-ARV actives list above FlipScout MAO (QDA defaults).
Each ZIP opens its canonical underwriting terminal at /market/{zip}.
- ZIP 60629 (60629) Hard Reject 100.0% MOS 2.3 mo
- ZIP 61761 (61761) Hard Reject 100.0% MOS 6.5 mo
- ZIP 60619 (60619) Hard Reject 100.0% MOS 4.1 mo
- ZIP 60804 (60804) Hard Reject 100.0% MOS 3.7 mo
- ZIP 60435 (60435) Hard Reject 100.0% MOS 8.2 mo
- ZIP 60609 (60609) Hard Reject 100.0% MOS 3.0 mo
- ZIP 60601 (60601) Hard Reject 100.0% MOS 5.6 mo
Other state overasking hubs
NJ (9) · CA (8) · AZ (7) · GA (7) · NY (7) · OH (7) · PA (7) · TX (7)
IL Bid/Pass Tape Test ask vs Bid $ All IL Goldmines National HR-heavy Pro $15