Absorption / MOS
Elevated supply / slow absorption
MOS 6.5 mo
sold_6m 105 · actives 113 · High confidence
105 sold in 6 months — solid zip absorption sample.
Free: Hard Reject rates, MOS, Verified/Modeled mix. Pro $15/mo: street addresses + MAO $. Methodology
FlipScout Dealpedia
Normal, IL Hard Reject Underwriting Tape (61761)
FlipScout underwriting tape for Normal, IL (61761) — 113 actives, 6 Verified / 33 Modeled. Absorption: Elevated supply / slow absorption; sold_6m=105 (FlipScout DB coverage, not full MLS). Hard Reject rate 100.0% on Verified w/ ARV (QDA defaults — Hard Reject ≈ WALK-heavy on Bid Tape; Bid $ free).
Signal Narrative
Normal, IL (61761) is a FlipScout Goldmine underwriting terminal. Primary signal is sold liquidity: sold_6m=105 (FlipScout DB closings in 6 months — not full MLS), 113 actives on tape. Trusted months of supply = 6.5 mo (Elevated supply / slow absorption; velocity ≈ 17.5 closings/mo). Honesty mix: 6 Verified / 33 Modeled / 74 Unscored. Hard Reject at ask 100.0% on Verified-with-ARV (QDA defaults — rates only on free hubs). Same QDA stack as this Hard Reject rate — stress-test asks on the published QDA stack, or read the fix and flip underwriting method.
Underwriting terminal
Neighborhood tape
As of 2026-07-28T06:20:00Z · Daily snapshot · FlipScout DB · MAO solver Pro
Quant Art
Neighborhood math
Backed by FlipScout solds + Verified ask tape · 2026-07-28T06:20:00Z · daily snapshot
MOS = actives ÷ (sold_6m ÷ 6) = 113 ÷ (105 ÷ 6) = 113 ÷ 17.5
Sold window 6 mo · FlipScout DB coverage, not full MLS · zones 4 / 6 / 12
monthly_velocity = sold_6m / 6 = 105 / 6 = 17.5 closings/mo
Real FlipScout DB solds · refreshed with nightly goldmine tape
gross_margin% = (ARV − list − rehab) / list · Verified actives @ ask
Universe: Verified ask tape · n=6 · not sold-comp ROI
HardReject% = list_above_mao / Verified_w_ARV = 6 / 6
QDA defaults: 12% required net · 4-mo carry · 2% slip · Bid $ free on tape
Total Listings
113
Verified 6 · Modeled 33 · Unscored 74
Median Verified margin
-14.91%
p25 -36.5% · p75 19.34% · n=6
Hard Reject at ask
100.0%
Strong 0.0% · Pass 0.0%
Share where list exceeds FlipScout MAO at QDA defaults (12% required net / 4-mo carry / 2% slip). Hard Reject ≈ WALK-heavy at ask on Bid Tape; Bid $ free on sheets.
Rehab bands
T2$37.56/sqft · n=6
Verified · condition tier $/sqft
Median Apex
56.15
Hot 0.0% · n=6
Trajectory
Stable
Neighborhood enrichment signal
Honesty mix
5.3% Verified
Modeled 29.2% · Unscored 65.5%
List → ARV discount
16.5%
Deep share 33.3% · n=6
Hold bleed pressure
$50–$100/day
Banded aggregate · Peak Cash UI Pro
Condo/SFR split withheld — need ≥8 Verified per class.
Same QDA stack as this Hard Reject rate · Fix & flip underwriting · Deal finder · Absorption regimes
Active inventory
40 shown of 113 actives · streets locked · price / margin / Apex live · median list $297,400 · mix V6/M34/U0
Each row is an underwriting brief at /property/{id} in ZIP 61761. Margins labeled Modeled are directional — not Verified comps.
PriceMarginApexHonestyListing
$199,00016.2% V59VerifiedNormal, IL · Verified listing
Open brief
$259,90014.2% V57VerifiedNormal, IL · Verified listing
Open brief
$254,90013.3% V57VerifiedNormal, IL · Verified listing
Open brief
$294,90011.5% V56VerifiedNormal, IL · Verified listing
Open brief
$345,00010.4% V55VerifiedNormal, IL · Verified listing
Open brief
$410,0007.7% V53VerifiedNormal, IL · Verified listing
Open brief
$570,0007.5% M53ModeledNormal, IL · Modeled listing
Open brief
$509,9997.5% M53ModeledNormal, IL · Modeled listing
Open brief
$489,9507.5% M53ModeledNormal, IL · Modeled listing
Open brief
$448,9007.5% M53ModeledNormal, IL · Modeled listing
Open brief
$435,9007.5% M53ModeledNormal, IL · Modeled listing
Open brief
$398,0007.5% M53ModeledNormal, IL · Modeled listing
Open brief
$385,0007.5% M53ModeledNormal, IL · Modeled listing
Open brief
$367,5007.5% M53ModeledNormal, IL · Modeled listing
Open brief
$349,9007.5% M53ModeledNormal, IL · Modeled listing
Open brief
$349,9007.5% M53ModeledNormal, IL · Modeled listing
Open brief
$329,0007.5% M53ModeledNormal, IL · Modeled listing
Open brief
$329,0007.5% M53ModeledNormal, IL · Modeled listing
Open brief
$320,0007.5% M53ModeledNormal, IL · Modeled listing
Open brief
$319,9007.5% M53ModeledNormal, IL · Modeled listing
Open brief
$315,0007.5% M53ModeledNormal, IL · Modeled listing
Open brief
$315,0007.5% M53ModeledNormal, IL · Modeled listing
Open brief
$299,9007.5% M53ModeledNormal, IL · Modeled listing
Open brief
$285,0007.5% M53ModeledNormal, IL · Modeled listing
Open brief
$279,9007.5% M53ModeledNormal, IL · Modeled listing
Open brief
$269,9007.5% M53ModeledNormal, IL · Modeled listing
Open brief
$265,0007.5% M53ModeledNormal, IL · Modeled listing
Open brief
$249,9007.5% M53ModeledNormal, IL · Modeled listing
Open brief
$243,0007.5% M53ModeledNormal, IL · Modeled listing
Open brief
$235,9007.5% M53ModeledNormal, IL · Modeled listing
Open brief
$225,0007.5% M53ModeledNormal, IL · Modeled listing
Open brief
$225,0007.5% M53ModeledNormal, IL · Modeled listing
Open brief
$219,9007.5% M53ModeledNormal, IL · Modeled listing
Open brief
$218,5007.5% M53ModeledNormal, IL · Modeled listing
Open brief
$205,0007.5% M53ModeledNormal, IL · Modeled listing
Open brief
$194,0007.5% M53ModeledNormal, IL · Modeled listing
Open brief
$185,0007.5% M53ModeledNormal, IL · Modeled listing
Open brief
$157,0007.5% M53ModeledNormal, IL · Modeled listing
Open brief
$129,9007.5% M53ModeledNormal, IL · Modeled listing
Open brief
$434,900——ModeledNormal, IL · Modeled listing
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PriceMarginApexAddress
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Sold-density underwriting terminals nationwide. Browse all Goldmines · Absorption regimes · Fix & flip underwriting · Methodology · Same QDA stack as this Hard Reject rate · Markets hub · Illinois Goldmines