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Harlingen, TX Flip MOS Underwriting Tape (78550)

FlipScout underwriting tape for Harlingen, TX (78550) — 199 actives, 0 Verified / 36 Modeled. Absorption: Market frozen / inventory backpressure; sold_6m=18 (FlipScout DB coverage, not full MLS). Hard Reject % withheld until ≥3 Verified-with-ARV actives — sold liquidity and MOS remain the primary published signals.

Signal Narrative

Harlingen, TX (78550) is a FlipScout Goldmine underwriting terminal. Primary signal is sold liquidity: sold_6m=18 (FlipScout DB closings in 6 months — not full MLS), 199 actives on tape. Trusted months of supply = 66.3 mo (Market frozen / inventory backpressure; velocity ≈ 3.0 closings/mo). Honesty mix: 0 Verified / 36 Modeled / 163 Unscored. Hard Reject % and Verified margins are withheld until ≥3 Verified-with-ARV actives — we do not invent ask-tape from Modeled comps. Directional Modeled ask margin median is +7.5% (n=36) — labeled Modeled, not Verified. Same QDA stack as this Hard Reject rate — stress-test asks on the published QDA stack, or read the fix and flip underwriting method.

Underwriting terminal

Neighborhood tape

As of 2026-07-30T06:48:17Z · Daily snapshot · FlipScout DB · MAO solver Pro

Quant Art

Neighborhood math

Sold liquidity + MOS primary · ask-tape pending Verified depth · 2026-07-30T06:48:17Z · daily snapshot

Absorption dial
66.3 MOS mo

MOS = actives ÷ (sold_6m ÷ 6) = 199 ÷ (18 ÷ 6) = 199 ÷ 3.0

Sold window 6 mo · FlipScout DB coverage, not full MLS · zones 4 / 6 / 12

Sold liquidity stripe
sold_6m 18 actives 199

monthly_velocity = sold_6m / 6 = 18 / 6 = 3.0 closings/mo

Real FlipScout DB solds · refreshed with nightly goldmine tape

Ask-tape status

Verified ask sample too thin for Hard Reject % and Verified margin ladder (need ≥3 Verified-with-ARV). Verified actives: 0.

Modeled actives: 36 · Median Modeled ask margin: +7.5% (directional only — not Verified comps).

This Goldmine still underwrites via sold liquidity + MOS. Hard Reject rates publish when Verified-with-ARV depth clears n≥3.

Same QDA stack as this Hard Reject rate · Underwriting method

Absorption / MOS

Market frozen / inventory backpressure

MOS 66.3 mo

sold_6m 18 · actives 199 · High confidence

18 sold in 6 months — solid zip absorption sample.

Total Listings

199

Verified 0 · Modeled 36 · Unscored 163

Median Modeled margin

7.5%

Directional Modeled ask tape · n=36 · not Verified comps

Rehab bands

Verified rehab $/sqft bands need deeper Verified sample.

Verified · condition tier $/sqft

Median Apex

N/A

Insufficient scored Apex sample (0-sentinel excluded)

Trajectory

Stable

Neighborhood enrichment signal

Honesty mix

0.0% Verified

Modeled 18.1% · Unscored 81.9%

List → ARV discount

—

Deep share — · n=—

Hold bleed pressure

—

Banded aggregate · Peak Cash UI Pro

Zero Verified actives — Hard Reject / margin tape withheld (Modeled-only).

Same QDA stack as this Hard Reject rate · Fix & flip underwriting · Deal finder · Absorption regimes

Active inventory

40 shown of 199 actives · streets locked · price / margin / Apex live · median list $236,750 · mix V0/M40/U0

Each row is an underwriting brief at /property/{id} in ZIP 78550. Margins labeled Modeled are directional — not Verified comps.

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$399,0007.5% M53Modeled

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Harlingen, TX · Modeled listing

Open brief$270,0007.5% M53Modeled

Harlingen, TX · Modeled listing

Open brief$259,9907.5% M53Modeled

Harlingen, TX · Modeled listing

Open brief$259,9007.5% M53Modeled

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Open brief$255,7627.5% M53Modeled

Harlingen, TX · Modeled listing

Open brief$254,9907.5% M53Modeled

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Open brief$252,1657.5% M53Modeled

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Open brief$240,0007.5% M53Modeled

Harlingen, TX · Modeled listing

Open brief$239,5007.5% M53Modeled

Harlingen, TX · Modeled listing

Open brief$234,0007.5% M53Modeled

Harlingen, TX · Modeled listing

Open brief$229,9007.5% M53Modeled

Harlingen, TX · Modeled listing

Open brief$224,9007.5% M53Modeled

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Open brief$194,9777.5% M53Modeled

Harlingen, TX · Modeled listing

Open brief$189,0007.5% M53Modeled

Harlingen, TX · Modeled listing

Open brief$189,0007.5% M53Modeled

Harlingen, TX · Modeled listing

Open brief$187,0007.5% M53Modeled

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Open brief$185,0007.5% M53Modeled

Harlingen, TX · Modeled listing

Open brief$179,5007.5% M53Modeled

Harlingen, TX · Modeled listing

Open brief$159,0007.5% M53Modeled

Harlingen, TX · Modeled listing

Open brief$150,2507.5% M53Modeled

Harlingen, TX · Modeled listing

Open brief$129,9007.5% M53Modeled

Harlingen, TX · Modeled listing

Open brief$129,0007.5% M53Modeled

Harlingen, TX · Modeled listing

Open brief$129,0007.5% M53Modeled

Harlingen, TX · Modeled listing

Open brief$129,0007.5% M53Modeled

Harlingen, TX · Modeled listing

Open brief$120,0007.5% M53Modeled

Harlingen, TX · Modeled listing

Open brief$119,9007.5% M53Modeled

Harlingen, TX · Modeled listing

Open brief$79,0007.5% M53Modeled

Harlingen, TX · Modeled listing

Open brief$355,000——Modeled

Harlingen, TX · Modeled listing

Open brief$174,900——Modeled

Harlingen, TX · Modeled listing

Open brief$149,900——Modeled

Harlingen, TX · Modeled listing

Open brief$255,000——Modeled

Harlingen, TX · Modeled listing

Open brief

Verified Invest Deals

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PriceMarginApexAddress
No Verified Invest deals yet0 Verified Invest Deals Currently Available — actives are Modeled or unscored; honesty gate withholds the invest feed.

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