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Visalia, CA Flip MOS Underwriting Tape (93291)

FlipScout underwriting tape for Visalia, CA (93291) — 184 actives, 0 Verified / 36 Modeled. Absorption: Elevated supply / slow absorption; sold_6m=159 (FlipScout DB coverage, not full MLS). Hard Reject % withheld until ≥3 Verified-with-ARV actives — sold liquidity and MOS remain the primary published signals.

Signal Narrative

Visalia, CA (93291) is a FlipScout Goldmine underwriting terminal. Primary signal is sold liquidity: sold_6m=159 (FlipScout DB closings in 6 months — not full MLS), 184 actives on tape. Trusted months of supply = 6.9 mo (Elevated supply / slow absorption; velocity ≈ 26.5 closings/mo). Honesty mix: 0 Verified / 36 Modeled / 148 Unscored. Hard Reject % and Verified margins are withheld until ≥3 Verified-with-ARV actives — we do not invent ask-tape from Modeled comps. Directional Modeled ask margin median is +7.5% (n=36) — labeled Modeled, not Verified. Same QDA stack as this Hard Reject rate — stress-test asks on the published QDA stack, or read the fix and flip underwriting method.

Underwriting terminal

Neighborhood tape

As of 2026-07-28T06:17:04Z · Daily snapshot · FlipScout DB · MAO solver Pro

Quant Art

Neighborhood math

Sold liquidity + MOS primary · ask-tape pending Verified depth · 2026-07-28T06:17:04Z · daily snapshot

Absorption dial
6.9 MOS mo

MOS = actives ÷ (sold_6m ÷ 6) = 184 ÷ (159 ÷ 6) = 184 ÷ 26.5

Sold window 6 mo · FlipScout DB coverage, not full MLS · zones 4 / 6 / 12

Sold liquidity stripe
sold_6m 159 actives 184

monthly_velocity = sold_6m / 6 = 159 / 6 = 26.5 closings/mo

Real FlipScout DB solds · refreshed with nightly goldmine tape

Ask-tape status

Verified ask sample too thin for Hard Reject % and Verified margin ladder (need ≥3 Verified-with-ARV). Verified actives: 0.

Modeled actives: 36 · Median Modeled ask margin: +7.5% (directional only — not Verified comps).

This Goldmine still underwrites via sold liquidity + MOS. Hard Reject rates publish when Verified-with-ARV depth clears n≥3.

Same QDA stack as this Hard Reject rate · Underwriting method

Absorption / MOS

Elevated supply / slow absorption

MOS 6.9 mo

sold_6m 159 · actives 184 · High confidence

159 sold in 6 months — solid zip absorption sample.

Total Listings

184

Verified 0 · Modeled 36 · Unscored 148

Median Modeled margin

7.5%

Directional Modeled ask tape · n=36 · not Verified comps

Rehab bands

Verified rehab $/sqft bands need deeper Verified sample.

Verified · condition tier $/sqft

Median Apex

N/A

Insufficient scored Apex sample (0-sentinel excluded)

Trajectory

Stable

Neighborhood enrichment signal

Honesty mix

0.0% Verified

Modeled 19.6% · Unscored 80.4%

List → ARV discount

—

Deep share — · n=—

Hold bleed pressure

—

Banded aggregate · Peak Cash UI Pro

Zero Verified actives — Hard Reject / margin tape withheld (Modeled-only).

Same QDA stack as this Hard Reject rate · Fix & flip underwriting · Deal finder · Absorption regimes

Active inventory

40 shown of 184 actives · streets locked · price / margin / Apex live · median list $441,445 · mix V0/M40/U0

Each row is an underwriting brief at /property/{id} in ZIP 93291. Margins labeled Modeled are directional — not Verified comps.

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Open brief$442,9007.5% M53Modeled

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Open brief$439,9907.5% M53Modeled

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Open brief$435,9907.5% M53Modeled

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Open brief$431,7907.5% M53Modeled

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Open brief$429,9907.5% M53Modeled

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Open brief$426,9907.5% M53Modeled

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Open brief$415,9907.5% M53Modeled

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Open brief$406,8407.5% M53Modeled

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Open brief$399,3907.5% M53Modeled

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Open brief$399,3407.5% M53Modeled

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Open brief$384,9907.5% M53Modeled

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Open brief$383,1907.5% M53Modeled

Visalia, CA · Modeled listing

Open brief$381,5507.5% M53Modeled

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Open brief$373,6857.5% M53Modeled

Visalia, CA · Modeled listing

Open brief$455,3906.5% M52Modeled

Visalia, CA · Modeled listing

Open brief$452,9156.5% M52Modeled

Visalia, CA · Modeled listing

Open brief$435,5906.5% M52Modeled

Visalia, CA · Modeled listing

Open brief$431,9906.5% M52Modeled

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Open brief$427,8156.5% M52Modeled

Visalia, CA · Modeled listing

Open brief$394,990——Modeled

Visalia, CA · Modeled listing

Open brief$423,710——Modeled

Visalia, CA · Modeled listing

Open brief$439,000——Modeled

Visalia, CA · Modeled listing

Open brief$399,990——Modeled

Visalia, CA · Modeled listing

Open brief

Verified Invest Deals

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PriceMarginApexAddress
No Verified Invest deals yet0 Verified Invest Deals Currently Available — actives are Modeled or unscored; honesty gate withholds the invest feed.

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