Absorption / MOS
Market frozen / inventory backpressure
MOS 14.8 mo
sold_6m 39 · actives 96 · High confidence
39 sold in 6 months — solid zip absorption sample.
Free: Hard Reject rates, MOS, Verified/Modeled mix. Pro $15/mo: street addresses + MAO $. Methodology
FlipScout Dealpedia
Westminster, MD Flip MOS Underwriting Tape (21157)
FlipScout underwriting tape for Westminster, MD (21157) — 96 actives, 0 Verified / 31 Modeled. Absorption: Market frozen / inventory backpressure; sold_6m=39 (FlipScout DB coverage, not full MLS). Hard Reject % withheld until ≥3 Verified-with-ARV actives — sold liquidity and MOS remain the primary published signals.
Signal Narrative
Westminster, MD (21157) is a FlipScout Goldmine underwriting terminal. Primary signal is sold liquidity: sold_6m=39 (FlipScout DB closings in 6 months — not full MLS), 96 actives on tape. Trusted months of supply = 14.8 mo (Market frozen / inventory backpressure; velocity ≈ 6.5 closings/mo). Honesty mix: 0 Verified / 31 Modeled / 65 Unscored. Hard Reject % and Verified margins are withheld until ≥3 Verified-with-ARV actives — we do not invent ask-tape from Modeled comps. Directional Modeled ask margin median is +7.5% (n=31) — labeled Modeled, not Verified. Same QDA stack as this Hard Reject rate — stress-test asks on the published QDA stack, or read the fix and flip underwriting method.
Underwriting terminal
Neighborhood tape
As of 2026-07-28T06:22:11Z · Daily snapshot · FlipScout DB · MAO solver Pro
Quant Art
Neighborhood math
Sold liquidity + MOS primary · ask-tape pending Verified depth · 2026-07-28T06:22:11Z · daily snapshot
MOS = actives ÷ (sold_6m ÷ 6) = 96 ÷ (39 ÷ 6) = 96 ÷ 6.5
Sold window 6 mo · FlipScout DB coverage, not full MLS · zones 4 / 6 / 12
monthly_velocity = sold_6m / 6 = 39 / 6 = 6.5 closings/mo
Real FlipScout DB solds · refreshed with nightly goldmine tape
Verified ask sample too thin for Hard Reject % and Verified margin ladder (need ≥3 Verified-with-ARV). Verified actives: 0.
Modeled actives: 31 · Median Modeled ask margin: +7.5% (directional only — not Verified comps).
This Goldmine still underwrites via sold liquidity + MOS. Hard Reject rates publish when Verified-with-ARV depth clears n≥3.
Same QDA stack as this Hard Reject rate · Underwriting method
Total Listings
96
Verified 0 · Modeled 31 · Unscored 65
Median Modeled margin
7.5%
Directional Modeled ask tape · n=31 · not Verified comps
Hard Reject at ask
Pending
Same QDA stack as this Hard Reject rate
Need ≥3 Verified-with-ARV (have 0 Verified). We never invent Hard Reject from Modeled comps.
Rehab bands
Verified rehab $/sqft bands need deeper Verified sample.
Verified · condition tier $/sqft
Median Apex
N/A
Insufficient scored Apex sample (0-sentinel excluded)
Trajectory
Stable
Neighborhood enrichment signal
Honesty mix
0.0% Verified
Modeled 32.3% · Unscored 67.7%
List → ARV discount
—
Deep share — · n=—
Hold bleed pressure
—
Banded aggregate · Peak Cash UI Pro
Zero Verified actives — Hard Reject / margin tape withheld (Modeled-only).
Same QDA stack as this Hard Reject rate · Fix & flip underwriting · Deal finder · Absorption regimes
Active inventory
40 shown of 96 actives · streets locked · price / margin / Apex live · median list $475,000 · mix V0/M40/U0
Each row is an underwriting brief at /property/{id} in ZIP 21157. Margins labeled Modeled are directional — not Verified comps.
PriceMarginApexHonestyListing
$785,0007.5% M53ModeledWestminster, MD · Modeled listing
Open brief
$719,0007.5% M53ModeledWestminster, MD · Modeled listing
Open brief
$679,9007.5% M53ModeledWestminster, MD · Modeled listing
Open brief
$665,0007.5% M53ModeledWestminster, MD · Modeled listing
Open brief
$625,0007.5% M53ModeledWestminster, MD · Modeled listing
Open brief
$625,0007.5% M53ModeledWestminster, MD · Modeled listing
Open brief
$615,0007.5% M53ModeledWestminster, MD · Modeled listing
Open brief
$599,0007.5% M53ModeledWestminster, MD · Modeled listing
Open brief
$549,5007.5% M53ModeledWestminster, MD · Modeled listing
Open brief
$525,0007.5% M53ModeledWestminster, MD · Modeled listing
Open brief
$510,0007.5% M53ModeledWestminster, MD · Modeled listing
Open brief
$499,9007.5% M53ModeledWestminster, MD · Modeled listing
Open brief
$499,0007.5% M53ModeledWestminster, MD · Modeled listing
Open brief
$475,0007.5% M53ModeledWestminster, MD · Modeled listing
Open brief
$458,0007.5% M53ModeledWestminster, MD · Modeled listing
Open brief
$450,0007.5% M53ModeledWestminster, MD · Modeled listing
Open brief
$445,0007.5% M53ModeledWestminster, MD · Modeled listing
Open brief
$425,0007.5% M53ModeledWestminster, MD · Modeled listing
Open brief
$425,0007.5% M53ModeledWestminster, MD · Modeled listing
Open brief
$425,0007.5% M53ModeledWestminster, MD · Modeled listing
Open brief
$394,9007.5% M53ModeledWestminster, MD · Modeled listing
Open brief
$385,0007.5% M53ModeledWestminster, MD · Modeled listing
Open brief
$349,9007.5% M53ModeledWestminster, MD · Modeled listing
Open brief
$349,0007.5% M53ModeledWestminster, MD · Modeled listing
Open brief
$325,0007.5% M53ModeledWestminster, MD · Modeled listing
Open brief
$299,9007.5% M53ModeledWestminster, MD · Modeled listing
Open brief
$299,0007.5% M53ModeledWestminster, MD · Modeled listing
Open brief
$280,0007.5% M53ModeledWestminster, MD · Modeled listing
Open brief
$269,9007.5% M53ModeledWestminster, MD · Modeled listing
Open brief
$610,0002.1% M49ModeledWestminster, MD · Modeled listing
Open brief
$699,9001.5% M48ModeledWestminster, MD · Modeled listing
Open brief
$269,000——ModeledWestminster, MD · Modeled listing
Open brief
$684,900——ModeledWestminster, MD · Modeled listing
Open brief
$640,000——ModeledWestminster, MD · Modeled listing
Open brief
$620,000——ModeledWestminster, MD · Modeled listing
Open brief
$435,000——ModeledWestminster, MD · Modeled listing
Open brief
$399,900——ModeledWestminster, MD · Modeled listing
Open brief
$759,900——ModeledWestminster, MD · Modeled listing
Open brief
$420,000——ModeledWestminster, MD · Modeled listing
Open brief
$475,000——ModeledWestminster, MD · Modeled listing
Open briefVerified Invest Deals
0 tracked · Sign up to unlock street + deal science
PriceMarginApexAddress
No Verified Invest deals yet0 Verified Invest Deals Currently Available — actives are Modeled or unscored; honesty gate withholds the invest feed.
US Goldmine Atlas
Sold-density underwriting terminals nationwide. Browse all Goldmines · Absorption regimes · Fix & flip underwriting · Methodology · Same QDA stack as this Hard Reject rate · Markets hub · Maryland Goldmines