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La Mirada, CA Flip MOS Underwriting Tape (90638)

FlipScout underwriting tape for La Mirada, CA (90638) — 24 actives, 0 Verified / 11 Modeled. Absorption: Seller-leaning absorption; sold_6m=140 (FlipScout DB coverage, not full MLS). Hard Reject % withheld until ≥3 Verified-with-ARV actives — sold liquidity and MOS remain the primary published signals.

Signal Narrative

La Mirada, CA (90638) is a FlipScout Goldmine underwriting terminal. Primary signal is sold liquidity: sold_6m=140 (FlipScout DB closings in 6 months — not full MLS), 24 actives on tape. Trusted months of supply = 1.0 mo (Seller-leaning absorption; velocity ≈ 23.3 closings/mo). Honesty mix: 0 Verified / 11 Modeled / 13 Unscored. Hard Reject % and Verified margins are withheld until ≥3 Verified-with-ARV actives — we do not invent ask-tape from Modeled comps. Directional Modeled ask margin median is +1.2% (n=11) — labeled Modeled, not Verified. Same QDA stack as this Hard Reject rate — stress-test asks on the published QDA stack, or read the fix and flip underwriting method.

Underwriting terminal

Neighborhood tape

As of 2026-07-29T06:25:13Z · Daily snapshot · FlipScout DB · MAO solver Pro

Quant Art

Neighborhood math

Sold liquidity + MOS primary · ask-tape pending Verified depth · 2026-07-29T06:25:13Z · daily snapshot

Absorption dial
1.0 MOS mo

MOS = actives ÷ (sold_6m ÷ 6) = 24 ÷ (140 ÷ 6) = 24 ÷ 23.3

Sold window 6 mo · FlipScout DB coverage, not full MLS · zones 4 / 6 / 12

Sold liquidity stripe
sold_6m 140 actives 24

monthly_velocity = sold_6m / 6 = 140 / 6 = 23.3 closings/mo

Real FlipScout DB solds · refreshed with nightly goldmine tape

Ask-tape status

Verified ask sample too thin for Hard Reject % and Verified margin ladder (need ≥3 Verified-with-ARV). Verified actives: 0.

Modeled actives: 11 · Median Modeled ask margin: +1.2% (directional only — not Verified comps).

This Goldmine still underwrites via sold liquidity + MOS. Hard Reject rates publish when Verified-with-ARV depth clears n≥3.

Same QDA stack as this Hard Reject rate · Underwriting method

Absorption / MOS

Seller-leaning absorption

MOS 1.0 mo

sold_6m 140 · actives 24 · High confidence

140 sold in 6 months — solid zip absorption sample.

Total Listings

24

Verified 0 · Modeled 11 · Unscored 13

Median Modeled margin

1.2%

Directional Modeled ask tape · n=11 · not Verified comps

Rehab bands

Verified rehab $/sqft bands need deeper Verified sample.

Verified · condition tier $/sqft

Median Apex

N/A

Insufficient scored Apex sample (0-sentinel excluded)

Trajectory

Stable

Neighborhood enrichment signal

Honesty mix

0.0% Verified

Modeled 45.8% · Unscored 54.2%

List → ARV discount

Deep share — · n=—

Hold bleed pressure

Banded aggregate · Peak Cash UI Pro

Zero Verified actives — Hard Reject / margin tape withheld (Modeled-only).

Same QDA stack as this Hard Reject rate · Fix & flip underwriting · Deal finder · Absorption regimes

Active inventory

24 shown of 24 actives · streets locked · price / margin / Apex live · median list $697,000 · mix V0/M24/U0

Each row is an underwriting brief at /property/{id} in ZIP 90638. Margins labeled Modeled are directional — not Verified comps.

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$449,9997.5% M53Modeled

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$699,0001.2% M48Modeled

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$785,0000.5% M48Modeled

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$699,999Modeled

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$639,000Modeled

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$799,000Modeled

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$650,000Modeled

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$390,000Modeled

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$599,900Modeled

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$495,000Modeled

La Mirada, CA · Modeled listing

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Verified Invest Deals

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PriceMarginApexAddress
No Verified Invest deals yet0 Verified Invest Deals Currently Available — actives are Modeled or unscored; honesty gate withholds the invest feed.

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