Absorption / MOS
Seller-leaning absorption
MOS 1.9 mo
sold_6m 68 · actives 21 · High confidence
68 sold in 6 months — solid zip absorption sample.
Free: Hard Reject rates, MOS, Verified/Modeled mix. Pro $15/mo: street addresses + MAO $. Methodology
FlipScout Dealpedia
San Jose, CA Flip MOS Underwriting Tape (95116)
FlipScout underwriting tape for San Jose, CA (95116) — 21 actives, 0 Verified / 14 Modeled. Absorption: Seller-leaning absorption; sold_6m=68 (FlipScout DB coverage, not full MLS). Hard Reject % withheld until ≥3 Verified-with-ARV actives — sold liquidity and MOS remain the primary published signals.
Signal Narrative
San Jose, CA (95116) is a FlipScout Goldmine underwriting terminal. Primary signal is sold liquidity: sold_6m=68 (FlipScout DB closings in 6 months — not full MLS), 21 actives on tape. Trusted months of supply = 1.9 mo (Seller-leaning absorption; velocity ≈ 11.3 closings/mo). Honesty mix: 0 Verified / 14 Modeled / 7 Unscored. Hard Reject % and Verified margins are withheld until ≥3 Verified-with-ARV actives — we do not invent ask-tape from Modeled comps. Directional Modeled ask margin median is +7.5% (n=14) — labeled Modeled, not Verified. Same QDA stack as this Hard Reject rate — stress-test asks on the published QDA stack, or read the fix and flip underwriting method.
Underwriting terminal
Neighborhood tape
As of 2026-07-30T06:41:32Z · Daily snapshot · FlipScout DB · MAO solver Pro
Quant Art
Neighborhood math
Sold liquidity + MOS primary · ask-tape pending Verified depth · 2026-07-30T06:41:32Z · daily snapshot
MOS = actives ÷ (sold_6m ÷ 6) = 21 ÷ (68 ÷ 6) = 21 ÷ 11.3
Sold window 6 mo · FlipScout DB coverage, not full MLS · zones 4 / 6 / 12
monthly_velocity = sold_6m / 6 = 68 / 6 = 11.3 closings/mo
Real FlipScout DB solds · refreshed with nightly goldmine tape
Verified ask sample too thin for Hard Reject % and Verified margin ladder (need ≥3 Verified-with-ARV). Verified actives: 0.
Modeled actives: 14 · Median Modeled ask margin: +7.5% (directional only — not Verified comps).
This Goldmine still underwrites via sold liquidity + MOS. Hard Reject rates publish when Verified-with-ARV depth clears n≥3.
Same QDA stack as this Hard Reject rate · Underwriting method
Total Listings
21
Verified 0 · Modeled 14 · Unscored 7
Median Modeled margin
7.5%
Directional Modeled ask tape · n=14 · not Verified comps
Hard Reject at ask
Pending
Same QDA stack as this Hard Reject rate
Need ≥3 Verified-with-ARV (have 0 Verified). We never invent Hard Reject from Modeled comps.
Rehab bands
Verified rehab $/sqft bands need deeper Verified sample.
Verified · condition tier $/sqft
Median Apex
N/A
Insufficient scored Apex sample (0-sentinel excluded)
Trajectory
Stable
Neighborhood enrichment signal
Honesty mix
0.0% Verified
Modeled 66.7% · Unscored 33.3%
List → ARV discount
—
Deep share — · n=—
Hold bleed pressure
—
Banded aggregate · Peak Cash UI Pro
Zero Verified actives — Hard Reject / margin tape withheld (Modeled-only).
Same QDA stack as this Hard Reject rate · Fix & flip underwriting · Deal finder · Absorption regimes
Active inventory
21 shown of 21 actives · streets locked · price / margin / Apex live · median list $525,000 · mix V0/M21/U0
Each row is an underwriting brief at /property/{id} in ZIP 95116. Margins labeled Modeled are directional — not Verified comps.
PriceMarginApexHonestyListing
$559,0007.5% M53ModeledSan Jose, CA · Modeled listing
Open brief
$525,0007.5% M53ModeledSan Jose, CA · Modeled listing
Open brief
$515,0007.5% M53ModeledSan Jose, CA · Modeled listing
Open brief
$510,0007.5% M53ModeledSan Jose, CA · Modeled listing
Open brief
$499,8887.5% M53ModeledSan Jose, CA · Modeled listing
Open brief
$480,0007.5% M53ModeledSan Jose, CA · Modeled listing
Open brief
$475,0007.5% M53ModeledSan Jose, CA · Modeled listing
Open brief
$430,0007.5% M53ModeledSan Jose, CA · Modeled listing
Open brief
$428,0007.5% M53ModeledSan Jose, CA · Modeled listing
Open brief
$420,0007.5% M53ModeledSan Jose, CA · Modeled listing
Open brief
$399,0007.5% M53ModeledSan Jose, CA · Modeled listing
Open brief
$624,9991.8% M49ModeledSan Jose, CA · Modeled listing
Open brief
$669,0001.4% M48ModeledSan Jose, CA · Modeled listing
Open brief
$688,0001.2% M48ModeledSan Jose, CA · Modeled listing
Open brief
$785,000——ModeledSan Jose, CA · Modeled listing
Open brief
$579,000——ModeledSan Jose, CA · Modeled listing
Open brief
$379,950——ModeledSan Jose, CA · Modeled listing
Open brief
$575,000——ModeledSan Jose, CA · Modeled listing
Open brief
$725,000——ModeledSan Jose, CA · Modeled listing
Open brief
$799,000——ModeledSan Jose, CA · Modeled listing
Open brief
$669,999——ModeledSan Jose, CA · Modeled listing
Open briefVerified Invest Deals
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PriceMarginApexAddress
No Verified Invest deals yet0 Verified Invest Deals Currently Available — actives are Modeled or unscored; honesty gate withholds the invest feed.
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