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Oakdale, CA Flip MOS Underwriting Tape (95361)

FlipScout underwriting tape for Oakdale, CA (95361) — 89 actives, 0 Verified / 34 Modeled. Absorption: Market frozen / inventory backpressure; sold_6m=18 (FlipScout DB coverage, not full MLS). Hard Reject % withheld until ≥3 Verified-with-ARV actives — sold liquidity and MOS remain the primary published signals.

Signal Narrative

Oakdale, CA (95361) is a FlipScout Goldmine underwriting terminal. Primary signal is sold liquidity: sold_6m=18 (FlipScout DB closings in 6 months — not full MLS), 89 actives on tape. Trusted months of supply = 29.7 mo (Market frozen / inventory backpressure; velocity ≈ 3.0 closings/mo). Honesty mix: 0 Verified / 34 Modeled / 55 Unscored. Hard Reject % and Verified margins are withheld until ≥3 Verified-with-ARV actives — we do not invent ask-tape from Modeled comps. Directional Modeled ask margin median is +7.5% (n=34) — labeled Modeled, not Verified. Same QDA stack as this Hard Reject rate — stress-test asks on the published QDA stack, or read the fix and flip underwriting method.

Underwriting terminal

Neighborhood tape

As of 2026-07-28T06:26:09Z · Daily snapshot · FlipScout DB · MAO solver Pro

Quant Art

Neighborhood math

Sold liquidity + MOS primary · ask-tape pending Verified depth · 2026-07-28T06:26:09Z · daily snapshot

Absorption dial
29.7 MOS mo

MOS = actives ÷ (sold_6m ÷ 6) = 89 ÷ (18 ÷ 6) = 89 ÷ 3.0

Sold window 6 mo · FlipScout DB coverage, not full MLS · zones 4 / 6 / 12

Sold liquidity stripe
sold_6m 18 actives 89

monthly_velocity = sold_6m / 6 = 18 / 6 = 3.0 closings/mo

Real FlipScout DB solds · refreshed with nightly goldmine tape

Ask-tape status

Verified ask sample too thin for Hard Reject % and Verified margin ladder (need ≥3 Verified-with-ARV). Verified actives: 0.

Modeled actives: 34 · Median Modeled ask margin: +7.5% (directional only — not Verified comps).

This Goldmine still underwrites via sold liquidity + MOS. Hard Reject rates publish when Verified-with-ARV depth clears n≥3.

Same QDA stack as this Hard Reject rate · Underwriting method

Absorption / MOS

Market frozen / inventory backpressure

MOS 29.7 mo

sold_6m 18 · actives 89 · High confidence

18 sold in 6 months — solid zip absorption sample.

Total Listings

89

Verified 0 · Modeled 34 · Unscored 55

Median Modeled margin

7.5%

Directional Modeled ask tape · n=34 · not Verified comps

Rehab bands

Verified rehab $/sqft bands need deeper Verified sample.

Verified · condition tier $/sqft

Median Apex

N/A

Insufficient scored Apex sample (0-sentinel excluded)

Trajectory

Stable

Neighborhood enrichment signal

Honesty mix

0.0% Verified

Modeled 38.2% · Unscored 61.8%

List → ARV discount

—

Deep share — · n=—

Hold bleed pressure

—

Banded aggregate · Peak Cash UI Pro

Zero Verified actives — Hard Reject / margin tape withheld (Modeled-only).

Same QDA stack as this Hard Reject rate · Fix & flip underwriting · Deal finder · Absorption regimes

Active inventory

40 shown of 89 actives · streets locked · price / margin / Apex live · median list $599,450 · mix V0/M40/U0

Each row is an underwriting brief at /property/{id} in ZIP 95361. Margins labeled Modeled are directional — not Verified comps.

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PriceMarginApexHonestyListing
$695,0007.5% M53Modeled

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Open brief$689,9007.5% M53Modeled

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Open brief$679,0007.5% M53Modeled

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Open brief$641,9007.5% M53Modeled

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Open brief$639,9007.5% M53Modeled

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Open brief$619,0007.5% M53Modeled

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Open brief$609,9997.5% M53Modeled

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Open brief$604,6407.5% M53Modeled

Oakdale, CA · Modeled listing

Open brief$604,5007.5% M53Modeled

Oakdale, CA · Modeled listing

Open brief$549,9007.5% M53Modeled

Oakdale, CA · Modeled listing

Open brief$539,9997.5% M53Modeled

Oakdale, CA · Modeled listing

Open brief$524,9507.5% M53Modeled

Oakdale, CA · Modeled listing

Open brief$519,9997.5% M53Modeled

Oakdale, CA · Modeled listing

Open brief$504,4907.5% M53Modeled

Oakdale, CA · Modeled listing

Open brief$504,4907.5% M53Modeled

Oakdale, CA · Modeled listing

Open brief$499,8887.5% M53Modeled

Oakdale, CA · Modeled listing

Open brief$499,0007.5% M53Modeled

Oakdale, CA · Modeled listing

Open brief$469,9007.5% M53Modeled

Oakdale, CA · Modeled listing

Open brief$465,0007.5% M53Modeled

Oakdale, CA · Modeled listing

Open brief$449,9007.5% M53Modeled

Oakdale, CA · Modeled listing

Open brief$444,9007.5% M53Modeled

Oakdale, CA · Modeled listing

Open brief$419,9007.5% M53Modeled

Oakdale, CA · Modeled listing

Open brief$410,0007.5% M53Modeled

Oakdale, CA · Modeled listing

Open brief$405,0007.5% M53Modeled

Oakdale, CA · Modeled listing

Open brief$300,0007.5% M53Modeled

Oakdale, CA · Modeled listing

Open brief$299,9997.5% M53Modeled

Oakdale, CA · Modeled listing

Open brief$619,0007.5% M53Modeled

Oakdale, CA · Modeled listing

Open brief$800,0007.3% M53Modeled

Oakdale, CA · Modeled listing

Open brief$599,9002.2% M49Modeled

Oakdale, CA · Modeled listing

Open brief$599,9502.1% M49Modeled

Oakdale, CA · Modeled listing

Open brief$600,0002.1% M49Modeled

Oakdale, CA · Modeled listing

Open brief$799,9902.1% M49Modeled

Oakdale, CA · Modeled listing

Open brief$795,0001.8% M49Modeled

Oakdale, CA · Modeled listing

Open brief$769,9001.0% M48Modeled

Oakdale, CA · Modeled listing

Open brief$632,061——Modeled

Oakdale, CA · Modeled listing

Open brief$648,600——Modeled

Oakdale, CA · Modeled listing

Open brief$504,490——Modeled

Oakdale, CA · Modeled listing

Open brief$584,900——Modeled

Oakdale, CA · Modeled listing

Open brief$800,000——Modeled

Oakdale, CA · Modeled listing

Open brief$599,000——Modeled

Oakdale, CA · Modeled listing

Open brief

Verified Invest Deals

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PriceMarginApexAddress
No Verified Invest deals yet0 Verified Invest Deals Currently Available — actives are Modeled or unscored; honesty gate withholds the invest feed.

US Goldmine Atlas

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