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Fitchburg, MA Flip MOS Underwriting Tape (01420)

FlipScout underwriting tape for Fitchburg, MA (01420) — 104 actives, 0 Verified / 37 Modeled. Absorption: Balanced absorption; sold_6m=126 (FlipScout DB coverage, not full MLS). Hard Reject % withheld until ≥3 Verified-with-ARV actives — sold liquidity and MOS remain the primary published signals.

Signal Narrative

Fitchburg, MA (01420) is a FlipScout Goldmine underwriting terminal. Primary signal is sold liquidity: sold_6m=126 (FlipScout DB closings in 6 months — not full MLS), 104 actives on tape. Trusted months of supply = 5.0 mo (Balanced absorption; velocity ≈ 21.0 closings/mo). Honesty mix: 0 Verified / 37 Modeled / 67 Unscored. Hard Reject % and Verified margins are withheld until ≥3 Verified-with-ARV actives — we do not invent ask-tape from Modeled comps. Directional Modeled ask margin median is +7.5% (n=37) — labeled Modeled, not Verified. Same QDA stack as this Hard Reject rate — stress-test asks on the published QDA stack, or read the fix and flip underwriting method.

Underwriting terminal

Neighborhood tape

As of 2026-07-30T06:35:27Z · Daily snapshot · FlipScout DB · MAO solver Pro

Quant Art

Neighborhood math

Sold liquidity + MOS primary · ask-tape pending Verified depth · 2026-07-30T06:35:27Z · daily snapshot

Absorption dial
5.0 MOS mo

MOS = actives ÷ (sold_6m ÷ 6) = 104 ÷ (126 ÷ 6) = 104 ÷ 21.0

Sold window 6 mo · FlipScout DB coverage, not full MLS · zones 4 / 6 / 12

Sold liquidity stripe
sold_6m 126 actives 104

monthly_velocity = sold_6m / 6 = 126 / 6 = 21.0 closings/mo

Real FlipScout DB solds · refreshed with nightly goldmine tape

Ask-tape status

Verified ask sample too thin for Hard Reject % and Verified margin ladder (need ≥3 Verified-with-ARV). Verified actives: 0.

Modeled actives: 37 · Median Modeled ask margin: +7.5% (directional only — not Verified comps).

This Goldmine still underwrites via sold liquidity + MOS. Hard Reject rates publish when Verified-with-ARV depth clears n≥3.

Same QDA stack as this Hard Reject rate · Underwriting method

Absorption / MOS

Balanced absorption

MOS 5.0 mo

sold_6m 126 · actives 104 · High confidence

126 sold in 6 months — solid zip absorption sample.

Total Listings

104

Verified 0 · Modeled 37 · Unscored 67

Median Modeled margin

7.5%

Directional Modeled ask tape · n=37 · not Verified comps

Rehab bands

Verified rehab $/sqft bands need deeper Verified sample.

Verified · condition tier $/sqft

Median Apex

N/A

Insufficient scored Apex sample (0-sentinel excluded)

Trajectory

Stable

Neighborhood enrichment signal

Honesty mix

0.0% Verified

Modeled 35.6% · Unscored 64.4%

List → ARV discount

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Deep share — · n=—

Hold bleed pressure

—

Banded aggregate · Peak Cash UI Pro

Zero Verified actives — Hard Reject / margin tape withheld (Modeled-only).

Same QDA stack as this Hard Reject rate · Fix & flip underwriting · Deal finder · Absorption regimes

Active inventory

40 shown of 104 actives · streets locked · price / margin / Apex live · median list $399,500 · mix V0/M40/U0

Each row is an underwriting brief at /property/{id} in ZIP 01420. Margins labeled Modeled are directional — not Verified comps.

Browse all in Houses →
PriceMarginApexHonestyListing
$750,0007.5% M53Modeled

Fitchburg, MA · Modeled listing

Open brief$699,9007.5% M53Modeled

Fitchburg, MA · Modeled listing

Open brief$625,0007.5% M53Modeled

Fitchburg, MA · Modeled listing

Open brief$599,9007.5% M53Modeled

Fitchburg, MA · Modeled listing

Open brief$599,9007.5% M53Modeled

Fitchburg, MA · Modeled listing

Open brief$579,0007.5% M53Modeled

Fitchburg, MA · Modeled listing

Open brief$574,9007.5% M53Modeled

Fitchburg, MA · Modeled listing

Open brief$549,9007.5% M53Modeled

Fitchburg, MA · Modeled listing

Open brief$524,5007.5% M53Modeled

Fitchburg, MA · Modeled listing

Open brief$509,9007.5% M53Modeled

Fitchburg, MA · Modeled listing

Open brief$495,0007.5% M53Modeled

Fitchburg, MA · Modeled listing

Open brief$475,0007.5% M53Modeled

Fitchburg, MA · Modeled listing

Open brief$449,0007.5% M53Modeled

Fitchburg, MA · Modeled listing

Open brief$445,0007.5% M53Modeled

Fitchburg, MA · Modeled listing

Open brief$429,9007.5% M53Modeled

Fitchburg, MA · Modeled listing

Open brief$415,0007.5% M53Modeled

Fitchburg, MA · Modeled listing

Open brief$400,0007.5% M53Modeled

Fitchburg, MA · Modeled listing

Open brief$399,0007.5% M53Modeled

Fitchburg, MA · Modeled listing

Open brief$399,0007.5% M53Modeled

Fitchburg, MA · Modeled listing

Open brief$389,9007.5% M53Modeled

Fitchburg, MA · Modeled listing

Open brief$379,9007.5% M53Modeled

Fitchburg, MA · Modeled listing

Open brief$375,0007.5% M53Modeled

Fitchburg, MA · Modeled listing

Open brief$370,0007.5% M53Modeled

Fitchburg, MA · Modeled listing

Open brief$369,9007.5% M53Modeled

Fitchburg, MA · Modeled listing

Open brief$365,0007.5% M53Modeled

Fitchburg, MA · Modeled listing

Open brief$349,9997.5% M53Modeled

Fitchburg, MA · Modeled listing

Open brief$349,9007.5% M53Modeled

Fitchburg, MA · Modeled listing

Open brief$345,0007.5% M53Modeled

Fitchburg, MA · Modeled listing

Open brief$340,0007.5% M53Modeled

Fitchburg, MA · Modeled listing

Open brief$330,0007.5% M53Modeled

Fitchburg, MA · Modeled listing

Open brief$325,0007.5% M53Modeled

Fitchburg, MA · Modeled listing

Open brief$320,0007.5% M53Modeled

Fitchburg, MA · Modeled listing

Open brief$299,9007.5% M53Modeled

Fitchburg, MA · Modeled listing

Open brief$290,0007.5% M53Modeled

Fitchburg, MA · Modeled listing

Open brief$255,0007.5% M53Modeled

Fitchburg, MA · Modeled listing

Open brief$459,0007.3% M53Modeled

Fitchburg, MA · Modeled listing

Open brief$440,0002.0% M49Modeled

Fitchburg, MA · Modeled listing

Open brief$349,000——Modeled

Fitchburg, MA · Modeled listing

Open brief$419,000——Modeled

Fitchburg, MA · Modeled listing

Open brief$249,500——Modeled

Fitchburg, MA · Modeled listing

Open brief

Verified Invest Deals

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PriceMarginApexAddress
No Verified Invest deals yet0 Verified Invest Deals Currently Available — actives are Modeled or unscored; honesty gate withholds the invest feed.

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