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Westfield, MA Flip MOS Underwriting Tape (01085)

FlipScout underwriting tape for Westfield, MA (01085) — 69 actives, 0 Verified / 34 Modeled. Absorption: Seller-leaning absorption; sold_6m=128 (FlipScout DB coverage, not full MLS). Hard Reject % withheld until ≥3 Verified-with-ARV actives — sold liquidity and MOS remain the primary published signals.

Signal Narrative

Westfield, MA (01085) is a FlipScout Goldmine underwriting terminal. Primary signal is sold liquidity: sold_6m=128 (FlipScout DB closings in 6 months — not full MLS), 69 actives on tape. Trusted months of supply = 3.2 mo (Seller-leaning absorption; velocity ≈ 21.3 closings/mo). Honesty mix: 0 Verified / 34 Modeled / 35 Unscored. Hard Reject % and Verified margins are withheld until ≥3 Verified-with-ARV actives — we do not invent ask-tape from Modeled comps. Directional Modeled ask margin median is +7.5% (n=34) — labeled Modeled, not Verified. Same QDA stack as this Hard Reject rate — stress-test asks on the published QDA stack, or read the fix and flip underwriting method.

Underwriting terminal

Neighborhood tape

As of 2026-07-30T06:35:27Z · Daily snapshot · FlipScout DB · MAO solver Pro

Quant Art

Neighborhood math

Sold liquidity + MOS primary · ask-tape pending Verified depth · 2026-07-30T06:35:27Z · daily snapshot

Absorption dial
3.2 MOS mo

MOS = actives ÷ (sold_6m ÷ 6) = 69 ÷ (128 ÷ 6) = 69 ÷ 21.3

Sold window 6 mo · FlipScout DB coverage, not full MLS · zones 4 / 6 / 12

Sold liquidity stripe
sold_6m 128 actives 69

monthly_velocity = sold_6m / 6 = 128 / 6 = 21.3 closings/mo

Real FlipScout DB solds · refreshed with nightly goldmine tape

Ask-tape status

Verified ask sample too thin for Hard Reject % and Verified margin ladder (need ≥3 Verified-with-ARV). Verified actives: 0.

Modeled actives: 34 · Median Modeled ask margin: +7.5% (directional only — not Verified comps).

This Goldmine still underwrites via sold liquidity + MOS. Hard Reject rates publish when Verified-with-ARV depth clears n≥3.

Same QDA stack as this Hard Reject rate · Underwriting method

Absorption / MOS

Seller-leaning absorption

MOS 3.2 mo

sold_6m 128 · actives 69 · High confidence

128 sold in 6 months — solid zip absorption sample.

Total Listings

69

Verified 0 · Modeled 34 · Unscored 35

Median Modeled margin

7.5%

Directional Modeled ask tape · n=34 · not Verified comps

Rehab bands

Verified rehab $/sqft bands need deeper Verified sample.

Verified · condition tier $/sqft

Median Apex

N/A

Insufficient scored Apex sample (0-sentinel excluded)

Trajectory

Stable

Neighborhood enrichment signal

Honesty mix

0.0% Verified

Modeled 49.3% · Unscored 50.7%

List → ARV discount

—

Deep share — · n=—

Hold bleed pressure

—

Banded aggregate · Peak Cash UI Pro

Zero Verified actives — Hard Reject / margin tape withheld (Modeled-only).

Same QDA stack as this Hard Reject rate · Fix & flip underwriting · Deal finder · Absorption regimes

Active inventory

40 shown of 69 actives · streets locked · price / margin / Apex live · median list $392,450 · mix V0/M40/U0

Each row is an underwriting brief at /property/{id} in ZIP 01085. Margins labeled Modeled are directional — not Verified comps.

Browse all in Houses →
PriceMarginApexHonestyListing
$729,9997.5% M53Modeled

Westfield, MA · Modeled listing

Open brief$674,9007.5% M53Modeled

Westfield, MA · Modeled listing

Open brief$649,9007.5% M53Modeled

Westfield, MA · Modeled listing

Open brief$595,9007.5% M53Modeled

Westfield, MA · Modeled listing

Open brief$532,0007.5% M53Modeled

Westfield, MA · Modeled listing

Open brief$500,0007.5% M53Modeled

Westfield, MA · Modeled listing

Open brief$499,9007.5% M53Modeled

Westfield, MA · Modeled listing

Open brief$469,0007.5% M53Modeled

Westfield, MA · Modeled listing

Open brief$450,0007.5% M53Modeled

Westfield, MA · Modeled listing

Open brief$440,0007.5% M53Modeled

Westfield, MA · Modeled listing

Open brief$429,9007.5% M53Modeled

Westfield, MA · Modeled listing

Open brief$425,0007.5% M53Modeled

Westfield, MA · Modeled listing

Open brief$425,0007.5% M53Modeled

Westfield, MA · Modeled listing

Open brief$399,9007.5% M53Modeled

Westfield, MA · Modeled listing

Open brief$385,0007.5% M53Modeled

Westfield, MA · Modeled listing

Open brief$385,0007.5% M53Modeled

Westfield, MA · Modeled listing

Open brief$379,9007.5% M53Modeled

Westfield, MA · Modeled listing

Open brief$349,9007.5% M53Modeled

Westfield, MA · Modeled listing

Open brief$349,9007.5% M53Modeled

Westfield, MA · Modeled listing

Open brief$339,9007.5% M53Modeled

Westfield, MA · Modeled listing

Open brief$330,0007.5% M53Modeled

Westfield, MA · Modeled listing

Open brief$319,9997.5% M53Modeled

Westfield, MA · Modeled listing

Open brief$319,0007.5% M53Modeled

Westfield, MA · Modeled listing

Open brief$300,0007.5% M53Modeled

Westfield, MA · Modeled listing

Open brief$300,0007.5% M53Modeled

Westfield, MA · Modeled listing

Open brief$260,0007.5% M53Modeled

Westfield, MA · Modeled listing

Open brief$259,9007.5% M53Modeled

Westfield, MA · Modeled listing

Open brief$229,0007.5% M53Modeled

Westfield, MA · Modeled listing

Open brief$215,0007.5% M53Modeled

Westfield, MA · Modeled listing

Open brief$189,9007.5% M53Modeled

Westfield, MA · Modeled listing

Open brief$169,9007.5% M53Modeled

Westfield, MA · Modeled listing

Open brief$499,9002.0% M49Modeled

Westfield, MA · Modeled listing

Open brief$498,9001.6% M49Modeled

Westfield, MA · Modeled listing

Open brief$550,0000.8% M48Modeled

Westfield, MA · Modeled listing

Open brief$469,000——Modeled

Westfield, MA · Modeled listing

Open brief$339,900——Modeled

Westfield, MA · Modeled listing

Open brief$349,900——Modeled

Westfield, MA · Modeled listing

Open brief$450,000——Modeled

Westfield, MA · Modeled listing

Open brief$749,000——Modeled

Westfield, MA · Modeled listing

Open brief$290,000——Modeled

Westfield, MA · Modeled listing

Open brief

Verified Invest Deals

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PriceMarginApexAddress
No Verified Invest deals yet0 Verified Invest Deals Currently Available — actives are Modeled or unscored; honesty gate withholds the invest feed.

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