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Holyoke, MA Flip MOS Underwriting Tape (01040)

FlipScout underwriting tape for Holyoke, MA (01040) — 45 actives, 0 Verified / 39 Modeled. Absorption: Seller-leaning absorption; sold_6m=74 (FlipScout DB coverage, not full MLS). Hard Reject % withheld until ≥3 Verified-with-ARV actives — sold liquidity and MOS remain the primary published signals.

Signal Narrative

Holyoke, MA (01040) is a FlipScout Goldmine underwriting terminal. Primary signal is sold liquidity: sold_6m=74 (FlipScout DB closings in 6 months — not full MLS), 45 actives on tape. Trusted months of supply = 3.6 mo (Seller-leaning absorption; velocity ≈ 12.3 closings/mo). Honesty mix: 0 Verified / 39 Modeled / 6 Unscored. Hard Reject % and Verified margins are withheld until ≥3 Verified-with-ARV actives — we do not invent ask-tape from Modeled comps. Directional Modeled ask margin median is +7.5% (n=39) — labeled Modeled, not Verified. Same QDA stack as this Hard Reject rate — stress-test asks on the published QDA stack, or read the fix and flip underwriting method.

Underwriting terminal

Neighborhood tape

As of 2026-07-30T06:41:03Z · Daily snapshot · FlipScout DB · MAO solver Pro

Quant Art

Neighborhood math

Sold liquidity + MOS primary · ask-tape pending Verified depth · 2026-07-30T06:41:03Z · daily snapshot

Absorption dial
3.6 MOS mo

MOS = actives ÷ (sold_6m ÷ 6) = 45 ÷ (74 ÷ 6) = 45 ÷ 12.3

Sold window 6 mo · FlipScout DB coverage, not full MLS · zones 4 / 6 / 12

Sold liquidity stripe
sold_6m 74 actives 45

monthly_velocity = sold_6m / 6 = 74 / 6 = 12.3 closings/mo

Real FlipScout DB solds · refreshed with nightly goldmine tape

Ask-tape status

Verified ask sample too thin for Hard Reject % and Verified margin ladder (need ≥3 Verified-with-ARV). Verified actives: 0.

Modeled actives: 39 · Median Modeled ask margin: +7.5% (directional only — not Verified comps).

This Goldmine still underwrites via sold liquidity + MOS. Hard Reject rates publish when Verified-with-ARV depth clears n≥3.

Same QDA stack as this Hard Reject rate · Underwriting method

Absorption / MOS

Seller-leaning absorption

MOS 3.6 mo

sold_6m 74 · actives 45 · High confidence

74 sold in 6 months — solid zip absorption sample.

Total Listings

45

Verified 0 · Modeled 39 · Unscored 6

Median Modeled margin

7.5%

Directional Modeled ask tape · n=39 · not Verified comps

Rehab bands

Verified rehab $/sqft bands need deeper Verified sample.

Verified · condition tier $/sqft

Median Apex

N/A

Insufficient scored Apex sample (0-sentinel excluded)

Trajectory

Stable

Neighborhood enrichment signal

Honesty mix

0.0% Verified

Modeled 86.7% · Unscored 13.3%

List → ARV discount

—

Deep share — · n=—

Hold bleed pressure

—

Banded aggregate · Peak Cash UI Pro

Zero Verified actives — Hard Reject / margin tape withheld (Modeled-only).

Same QDA stack as this Hard Reject rate · Fix & flip underwriting · Deal finder · Absorption regimes

Active inventory

40 shown of 45 actives · streets locked · price / margin / Apex live · median list $287,500 · mix V0/M40/U0

Each row is an underwriting brief at /property/{id} in ZIP 01040. Margins labeled Modeled are directional — not Verified comps.

Browse all in Houses →
PriceMarginApexHonestyListing
$779,9007.5% M53Modeled

Holyoke, MA · Modeled listing

Open brief$699,0007.5% M53Modeled

Holyoke, MA · Modeled listing

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Holyoke, MA · Modeled listing

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Holyoke, MA · Modeled listing

Open brief$395,0007.5% M53Modeled

Holyoke, MA · Modeled listing

Open brief$389,9007.5% M53Modeled

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Open brief$365,0007.5% M53Modeled

Holyoke, MA · Modeled listing

Open brief$349,0007.5% M53Modeled

Holyoke, MA · Modeled listing

Open brief$349,0007.5% M53Modeled

Holyoke, MA · Modeled listing

Open brief$345,0007.5% M53Modeled

Holyoke, MA · Modeled listing

Open brief$335,0007.5% M53Modeled

Holyoke, MA · Modeled listing

Open brief$324,9007.5% M53Modeled

Holyoke, MA · Modeled listing

Open brief$319,9007.5% M53Modeled

Holyoke, MA · Modeled listing

Open brief$319,0007.5% M53Modeled

Holyoke, MA · Modeled listing

Open brief$319,0007.5% M53Modeled

Holyoke, MA · Modeled listing

Open brief$299,9997.5% M53Modeled

Holyoke, MA · Modeled listing

Open brief$275,0007.5% M53Modeled

Holyoke, MA · Modeled listing

Open brief$269,9007.5% M53Modeled

Holyoke, MA · Modeled listing

Open brief$265,0007.5% M53Modeled

Holyoke, MA · Modeled listing

Open brief$245,0007.5% M53Modeled

Holyoke, MA · Modeled listing

Open brief$233,0007.5% M53Modeled

Holyoke, MA · Modeled listing

Open brief$225,0007.5% M53Modeled

Holyoke, MA · Modeled listing

Open brief$225,0007.5% M53Modeled

Holyoke, MA · Modeled listing

Open brief$225,0007.5% M53Modeled

Holyoke, MA · Modeled listing

Open brief$225,0007.5% M53Modeled

Holyoke, MA · Modeled listing

Open brief$224,9007.5% M53Modeled

Holyoke, MA · Modeled listing

Open brief$219,9007.5% M53Modeled

Holyoke, MA · Modeled listing

Open brief$219,9007.5% M53Modeled

Holyoke, MA · Modeled listing

Open brief$200,0007.5% M53Modeled

Holyoke, MA · Modeled listing

Open brief$200,0007.5% M53Modeled

Holyoke, MA · Modeled listing

Open brief$175,0007.5% M53Modeled

Holyoke, MA · Modeled listing

Open brief$160,0007.5% M53Modeled

Holyoke, MA · Modeled listing

Open brief$120,0007.5% M53Modeled

Holyoke, MA · Modeled listing

Open brief$120,0007.5% M53Modeled

Holyoke, MA · Modeled listing

Open brief$89,9007.5% M53Modeled

Holyoke, MA · Modeled listing

Open brief$177,999——Modeled

Holyoke, MA · Modeled listing

Open brief

Verified Invest Deals

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PriceMarginApexAddress
No Verified Invest deals yet0 Verified Invest Deals Currently Available — actives are Modeled or unscored; honesty gate withholds the invest feed.

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