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Monroe, NY Flip MOS Underwriting Tape (10950)

FlipScout underwriting tape for Monroe, NY (10950) — 147 actives, 0 Verified / 29 Modeled. Absorption: Elevated supply / slow absorption; sold_6m=115 (FlipScout DB coverage, not full MLS). Hard Reject % withheld until ≥3 Verified-with-ARV actives — sold liquidity and MOS remain the primary published signals.

Signal Narrative

Monroe, NY (10950) is a FlipScout Goldmine underwriting terminal. Primary signal is sold liquidity: sold_6m=115 (FlipScout DB closings in 6 months — not full MLS), 147 actives on tape. Trusted months of supply = 7.7 mo (Elevated supply / slow absorption; velocity ≈ 19.2 closings/mo). Honesty mix: 0 Verified / 29 Modeled / 118 Unscored. Hard Reject % and Verified margins are withheld until ≥3 Verified-with-ARV actives — we do not invent ask-tape from Modeled comps. Directional Modeled ask margin median is +7.5% (n=29) — labeled Modeled, not Verified. Same QDA stack as this Hard Reject rate — stress-test asks on the published QDA stack, or read the fix and flip underwriting method.

Underwriting terminal

Neighborhood tape

As of 2026-07-28T06:18:39Z · Daily snapshot · FlipScout DB · MAO solver Pro

Quant Art

Neighborhood math

Sold liquidity + MOS primary · ask-tape pending Verified depth · 2026-07-28T06:18:39Z · daily snapshot

Absorption dial
7.7 MOS mo

MOS = actives ÷ (sold_6m ÷ 6) = 147 ÷ (115 ÷ 6) = 147 ÷ 19.2

Sold window 6 mo · FlipScout DB coverage, not full MLS · zones 4 / 6 / 12

Sold liquidity stripe
sold_6m 115 actives 147

monthly_velocity = sold_6m / 6 = 115 / 6 = 19.2 closings/mo

Real FlipScout DB solds · refreshed with nightly goldmine tape

Ask-tape status

Verified ask sample too thin for Hard Reject % and Verified margin ladder (need ≥3 Verified-with-ARV). Verified actives: 0.

Modeled actives: 29 · Median Modeled ask margin: +7.5% (directional only — not Verified comps).

This Goldmine still underwrites via sold liquidity + MOS. Hard Reject rates publish when Verified-with-ARV depth clears n≥3.

Same QDA stack as this Hard Reject rate · Underwriting method

Absorption / MOS

Elevated supply / slow absorption

MOS 7.7 mo

sold_6m 115 · actives 147 · High confidence

115 sold in 6 months — solid zip absorption sample.

Total Listings

147

Verified 0 · Modeled 29 · Unscored 118

Median Modeled margin

7.5%

Directional Modeled ask tape · n=29 · not Verified comps

Rehab bands

Verified rehab $/sqft bands need deeper Verified sample.

Verified · condition tier $/sqft

Median Apex

N/A

Insufficient scored Apex sample (0-sentinel excluded)

Trajectory

Stable

Neighborhood enrichment signal

Honesty mix

0.0% Verified

Modeled 19.7% · Unscored 80.3%

List → ARV discount

—

Deep share — · n=—

Hold bleed pressure

—

Banded aggregate · Peak Cash UI Pro

Zero Verified actives — Hard Reject / margin tape withheld (Modeled-only).

Same QDA stack as this Hard Reject rate · Fix & flip underwriting · Deal finder · Absorption regimes

Active inventory

40 shown of 147 actives · streets locked · price / margin / Apex live · median list $575,000 · mix V0/M40/U0

Each row is an underwriting brief at /property/{id} in ZIP 10950. Margins labeled Modeled are directional — not Verified comps.

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PriceMarginApexHonestyListing
$795,0007.5% M53Modeled

Monroe, NY · Modeled listing

Open brief$789,0007.5% M53Modeled

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Open brief$749,0007.5% M53Modeled

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Open brief$729,0007.5% M53Modeled

Monroe, NY · Modeled listing

Open brief$697,0007.5% M53Modeled

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Open brief$679,9007.5% M53Modeled

Monroe, NY · Modeled listing

Open brief$665,0007.5% M53Modeled

Monroe, NY · Modeled listing

Open brief$575,0007.5% M53Modeled

Monroe, NY · Modeled listing

Open brief$575,0007.5% M53Modeled

Monroe, NY · Modeled listing

Open brief$575,0007.5% M53Modeled

Monroe, NY · Modeled listing

Open brief$539,9007.5% M53Modeled

Monroe, NY · Modeled listing

Open brief$525,0007.5% M53Modeled

Monroe, NY · Modeled listing

Open brief$524,9997.5% M53Modeled

Monroe, NY · Modeled listing

Open brief$419,0007.5% M53Modeled

Monroe, NY · Modeled listing

Open brief$415,0007.5% M53Modeled

Monroe, NY · Modeled listing

Open brief$395,0007.5% M53Modeled

Monroe, NY · Modeled listing

Open brief$370,0007.5% M53Modeled

Monroe, NY · Modeled listing

Open brief$349,9007.5% M53Modeled

Monroe, NY · Modeled listing

Open brief$349,0007.5% M53Modeled

Monroe, NY · Modeled listing

Open brief$349,0007.5% M53Modeled

Monroe, NY · Modeled listing

Open brief$210,0007.5% M53Modeled

Monroe, NY · Modeled listing

Open brief$206,0007.5% M53Modeled

Monroe, NY · Modeled listing

Open brief$525,0006.5% M52Modeled

Monroe, NY · Modeled listing

Open brief$789,0001.8% M49Modeled

Monroe, NY · Modeled listing

Open brief$530,0001.8% M49Modeled

Monroe, NY · Modeled listing

Open brief$579,0001.6% M49Modeled

Monroe, NY · Modeled listing

Open brief$699,0000.3% M48Modeled

Monroe, NY · Modeled listing

Open brief$799,0000.2% M48Modeled

Monroe, NY · Modeled listing

Open brief$799,000-0.5% M—ModeledNeg margin

Monroe, NY · Modeled listing

Open brief$314,999——Modeled

Monroe, NY · Modeled listing

Open brief$349,000——Modeled

Monroe, NY · Modeled listing

Open brief$739,000——Modeled

Monroe, NY · Modeled listing

Open brief$719,999——Modeled

Monroe, NY · Modeled listing

Open brief$799,000——Modeled

Monroe, NY · Modeled listing

Open brief$429,900——Modeled

Monroe, NY · Modeled listing

Open brief$409,900——Modeled

Monroe, NY · Modeled listing

Open brief$599,000——Modeled

Monroe, NY · Modeled listing

Open brief$739,000——Modeled

Monroe, NY · Modeled listing

Open brief$749,000——Modeled

Monroe, NY · Modeled listing

Open brief$519,000——Modeled

Monroe, NY · Modeled listing

Open brief

Verified Invest Deals

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PriceMarginApexAddress
No Verified Invest deals yet0 Verified Invest Deals Currently Available — actives are Modeled or unscored; honesty gate withholds the invest feed.

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