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Oceanside, CA Flip MOS Underwriting Tape (92056)

FlipScout underwriting tape for Oceanside, CA (92056) — 60 actives, 0 Verified / 20 Modeled. Absorption: Seller-leaning absorption; sold_6m=184 (FlipScout DB coverage, not full MLS). Hard Reject % withheld until ≥3 Verified-with-ARV actives — sold liquidity and MOS remain the primary published signals.

Signal Narrative

Oceanside, CA (92056) is a FlipScout Goldmine underwriting terminal. Primary signal is sold liquidity: sold_6m=184 (FlipScout DB closings in 6 months — not full MLS), 60 actives on tape. Trusted months of supply = 2.0 mo (Seller-leaning absorption; velocity ≈ 30.7 closings/mo). Honesty mix: 0 Verified / 20 Modeled / 40 Unscored. Hard Reject % and Verified margins are withheld until ≥3 Verified-with-ARV actives — we do not invent ask-tape from Modeled comps. Directional Modeled ask margin median is +7.5% (n=20) — labeled Modeled, not Verified. Same QDA stack as this Hard Reject rate — stress-test asks on the published QDA stack, or read the fix and flip underwriting method.

Underwriting terminal

Neighborhood tape

As of 2026-07-29T06:13:28Z · Daily snapshot · FlipScout DB · MAO solver Pro

Quant Art

Neighborhood math

Sold liquidity + MOS primary · ask-tape pending Verified depth · 2026-07-29T06:13:28Z · daily snapshot

Absorption dial
2.0 MOS mo

MOS = actives ÷ (sold_6m ÷ 6) = 60 ÷ (184 ÷ 6) = 60 ÷ 30.7

Sold window 6 mo · FlipScout DB coverage, not full MLS · zones 4 / 6 / 12

Sold liquidity stripe
sold_6m 184 actives 60

monthly_velocity = sold_6m / 6 = 184 / 6 = 30.7 closings/mo

Real FlipScout DB solds · refreshed with nightly goldmine tape

Ask-tape status

Verified ask sample too thin for Hard Reject % and Verified margin ladder (need ≥3 Verified-with-ARV). Verified actives: 0.

Modeled actives: 20 · Median Modeled ask margin: +7.5% (directional only — not Verified comps).

This Goldmine still underwrites via sold liquidity + MOS. Hard Reject rates publish when Verified-with-ARV depth clears n≥3.

Same QDA stack as this Hard Reject rate · Underwriting method

Absorption / MOS

Seller-leaning absorption

MOS 2.0 mo

sold_6m 184 · actives 60 · High confidence

184 sold in 6 months — solid zip absorption sample.

Total Listings

60

Verified 0 · Modeled 20 · Unscored 40

Median Modeled margin

7.5%

Directional Modeled ask tape · n=20 · not Verified comps

Rehab bands

Verified rehab $/sqft bands need deeper Verified sample.

Verified · condition tier $/sqft

Median Apex

N/A

Insufficient scored Apex sample (0-sentinel excluded)

Trajectory

Stable

Neighborhood enrichment signal

Honesty mix

0.0% Verified

Modeled 33.3% · Unscored 66.7%

List → ARV discount

—

Deep share — · n=—

Hold bleed pressure

—

Banded aggregate · Peak Cash UI Pro

Zero Verified actives — Hard Reject / margin tape withheld (Modeled-only).

Same QDA stack as this Hard Reject rate · Fix & flip underwriting · Deal finder · Absorption regimes

Active inventory

40 shown of 60 actives · streets locked · price / margin / Apex live · median list $562,500 · mix V0/M40/U0

Each row is an underwriting brief at /property/{id} in ZIP 92056. Margins labeled Modeled are directional — not Verified comps.

Browse all in Houses →
PriceMarginApexHonestyListing
$575,0007.5% M53Modeled

Oceanside, CA · Modeled listing

Open brief$550,0007.5% M53Modeled

Oceanside, CA · Modeled listing

Open brief$550,0007.5% M53Modeled

Oceanside, CA · Modeled listing

Open brief$549,5007.5% M53Modeled

Oceanside, CA · Modeled listing

Open brief$545,0007.5% M53Modeled

Oceanside, CA · Modeled listing

Open brief$539,0007.5% M53Modeled

Oceanside, CA · Modeled listing

Open brief$525,0007.5% M53Modeled

Oceanside, CA · Modeled listing

Open brief$499,9997.5% M53Modeled

Oceanside, CA · Modeled listing

Open brief$469,5007.5% M53Modeled

Oceanside, CA · Modeled listing

Open brief$455,0007.5% M53Modeled

Oceanside, CA · Modeled listing

Open brief$439,0007.5% M53Modeled

Oceanside, CA · Modeled listing

Open brief$430,0007.5% M53Modeled

Oceanside, CA · Modeled listing

Open brief$599,9992.2% M49Modeled

Oceanside, CA · Modeled listing

Open brief$664,0001.6% M49Modeled

Oceanside, CA · Modeled listing

Open brief$719,0001.3% M48Modeled

Oceanside, CA · Modeled listing

Open brief$795,9001.2% M48Modeled

Oceanside, CA · Modeled listing

Open brief$699,0001.1% M48Modeled

Oceanside, CA · Modeled listing

Open brief$735,0000.9% M48Modeled

Oceanside, CA · Modeled listing

Open brief$740,0000.8% M48Modeled

Oceanside, CA · Modeled listing

Open brief$699,9990.8% M48Modeled

Oceanside, CA · Modeled listing

Open brief$599,000——Modeled

Oceanside, CA · Modeled listing

Open brief$649,000——Modeled

Oceanside, CA · Modeled listing

Open brief$599,000——Modeled

Oceanside, CA · Modeled listing

Open brief$505,000——Modeled

Oceanside, CA · Modeled listing

Open brief$449,000——Modeled

Oceanside, CA · Modeled listing

Open brief$699,999——Modeled

Oceanside, CA · Modeled listing

Open brief$529,000——Modeled

Oceanside, CA · Modeled listing

Open brief$599,000——Modeled

Oceanside, CA · Modeled listing

Open brief$439,900——Modeled

Oceanside, CA · Modeled listing

Open brief$458,000——Modeled

Oceanside, CA · Modeled listing

Open brief$799,999——Modeled

Oceanside, CA · Modeled listing

Open brief$599,999——Modeled

Oceanside, CA · Modeled listing

Open brief$799,999——Modeled

Oceanside, CA · Modeled listing

Open brief$540,000——Modeled

Oceanside, CA · Modeled listing

Open brief$465,000——Modeled

Oceanside, CA · Modeled listing

Open brief$699,000——Modeled

Oceanside, CA · Modeled listing

Open brief$466,500——Modeled

Oceanside, CA · Modeled listing

Open brief$436,900——Modeled

Oceanside, CA · Modeled listing

Open brief$629,000——Modeled

Oceanside, CA · Modeled listing

Open brief$599,000——Modeled

Oceanside, CA · Modeled listing

Open brief

Verified Invest Deals

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PriceMarginApexAddress
No Verified Invest deals yet0 Verified Invest Deals Currently Available — actives are Modeled or unscored; honesty gate withholds the invest feed.

US Goldmine Atlas

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