Absorption / MOS
Balanced absorption
MOS 4.5 mo
sold_6m 36 · actives 27 · High confidence
36 sold in 6 months — solid zip absorption sample.
Free: Hard Reject rates, MOS, Verified/Modeled mix. Pro $15/mo: street addresses + MAO $. Methodology
FlipScout Dealpedia
Chicago, IL Flip MOS Underwriting Tape (60639)
FlipScout underwriting tape for Chicago, IL (60639) — 27 actives, 0 Verified / 25 Modeled. Absorption: Balanced absorption; sold_6m=36 (FlipScout DB coverage, not full MLS). Hard Reject % withheld until ≥3 Verified-with-ARV actives — sold liquidity and MOS remain the primary published signals.
Signal Narrative
Chicago, IL (60639) is a FlipScout Goldmine underwriting terminal. Primary signal is sold liquidity: sold_6m=36 (FlipScout DB closings in 6 months — not full MLS), 27 actives on tape. Trusted months of supply = 4.5 mo (Balanced absorption; velocity ≈ 6.0 closings/mo). Honesty mix: 0 Verified / 25 Modeled / 2 Unscored. Hard Reject % and Verified margins are withheld until ≥3 Verified-with-ARV actives — we do not invent ask-tape from Modeled comps. Directional Modeled ask margin median is +7.5% (n=25) — labeled Modeled, not Verified. Same QDA stack as this Hard Reject rate — stress-test asks on the published QDA stack, or read the fix and flip underwriting method.
Underwriting terminal
Neighborhood tape
As of 2026-07-30T06:43:20Z · Daily snapshot · FlipScout DB · MAO solver Pro
Quant Art
Neighborhood math
Sold liquidity + MOS primary · ask-tape pending Verified depth · 2026-07-30T06:43:20Z · daily snapshot
MOS = actives ÷ (sold_6m ÷ 6) = 27 ÷ (36 ÷ 6) = 27 ÷ 6.0
Sold window 6 mo · FlipScout DB coverage, not full MLS · zones 4 / 6 / 12
monthly_velocity = sold_6m / 6 = 36 / 6 = 6.0 closings/mo
Real FlipScout DB solds · refreshed with nightly goldmine tape
Verified ask sample too thin for Hard Reject % and Verified margin ladder (need ≥3 Verified-with-ARV). Verified actives: 0.
Modeled actives: 25 · Median Modeled ask margin: +7.5% (directional only — not Verified comps).
This Goldmine still underwrites via sold liquidity + MOS. Hard Reject rates publish when Verified-with-ARV depth clears n≥3.
Same QDA stack as this Hard Reject rate · Underwriting method
Total Listings
27
Verified 0 · Modeled 25 · Unscored 2
Median Modeled margin
7.5%
Directional Modeled ask tape · n=25 · not Verified comps
Hard Reject at ask
Pending
Same QDA stack as this Hard Reject rate
Need ≥3 Verified-with-ARV (have 0 Verified). We never invent Hard Reject from Modeled comps.
Rehab bands
Verified rehab $/sqft bands need deeper Verified sample.
Verified · condition tier $/sqft
Median Apex
N/A
Insufficient scored Apex sample (0-sentinel excluded)
Trajectory
Stable
Neighborhood enrichment signal
Honesty mix
0.0% Verified
Modeled 92.6% · Unscored 7.4%
List → ARV discount
—
Deep share — · n=—
Hold bleed pressure
—
Banded aggregate · Peak Cash UI Pro
Zero Verified actives — Hard Reject / margin tape withheld (Modeled-only).
Same QDA stack as this Hard Reject rate · Fix & flip underwriting · Deal finder · Absorption regimes
Active inventory
27 shown of 27 actives · streets locked · price / margin / Apex live · median list $425,000 · mix V0/M27/U0
Each row is an underwriting brief at /property/{id} in ZIP 60639. Margins labeled Modeled are directional — not Verified comps.
PriceMarginApexHonestyListing
$679,0007.5% M53ModeledChicago, IL · Modeled listing
Open brief
$639,9007.5% M53ModeledChicago, IL · Modeled listing
Open brief
$619,9007.5% M53ModeledChicago, IL · Modeled listing
Open brief
$599,0007.5% M53ModeledChicago, IL · Modeled listing
Open brief
$550,0007.5% M53ModeledChicago, IL · Modeled listing
Open brief
$549,0007.5% M53ModeledChicago, IL · Modeled listing
Open brief
$475,0007.5% M53ModeledChicago, IL · Modeled listing
Open brief
$465,0007.5% M53ModeledChicago, IL · Modeled listing
Open brief
$465,0007.5% M53ModeledChicago, IL · Modeled listing
Open brief
$450,0007.5% M53ModeledChicago, IL · Modeled listing
Open brief
$450,0007.5% M53ModeledChicago, IL · Modeled listing
Open brief
$425,0007.5% M53ModeledChicago, IL · Modeled listing
Open brief
$415,0007.5% M53ModeledChicago, IL · Modeled listing
Open brief
$400,0007.5% M53ModeledChicago, IL · Modeled listing
Open brief
$400,0007.5% M53ModeledChicago, IL · Modeled listing
Open brief
$369,9007.5% M53ModeledChicago, IL · Modeled listing
Open brief
$350,0007.5% M53ModeledChicago, IL · Modeled listing
Open brief
$350,0007.5% M53ModeledChicago, IL · Modeled listing
Open brief
$345,0007.5% M53ModeledChicago, IL · Modeled listing
Open brief
$344,9997.5% M53ModeledChicago, IL · Modeled listing
Open brief
$319,0007.5% M53ModeledChicago, IL · Modeled listing
Open brief
$289,0007.5% M53ModeledChicago, IL · Modeled listing
Open brief
$260,0007.5% M53ModeledChicago, IL · Modeled listing
Open brief
$254,9007.5% M53ModeledChicago, IL · Modeled listing
Open brief
$124,9007.5% M53ModeledChicago, IL · Modeled listing
Open brief
$449,999——ModeledChicago, IL · Modeled listing
Open brief
$469,900——ModeledChicago, IL · Modeled listing
Open briefVerified Invest Deals
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PriceMarginApexAddress
No Verified Invest deals yet0 Verified Invest Deals Currently Available — actives are Modeled or unscored; honesty gate withholds the invest feed.
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