Absorption / MOS
Seller-leaning absorption
MOS 0.9 mo
sold_6m 42 · actives 6 · High confidence
42 sold in 6 months — solid zip absorption sample.
Free: Hard Reject rates, MOS, Verified/Modeled mix. Pro $15/mo: street addresses + MAO $. Methodology
FlipScout Dealpedia
Passaic, NJ Hard Reject Underwriting Tape (07055)
FlipScout underwriting tape for Passaic, NJ (07055) — 6 actives, 4 Verified / 2 Modeled. Absorption: Seller-leaning absorption; sold_6m=42 (FlipScout DB coverage, not full MLS). Hard Reject rate 100.0% on Verified w/ ARV (QDA defaults — Hard Reject ≈ WALK-heavy on Bid Tape; Bid $ free).
Signal Narrative
Passaic, NJ (07055) is a FlipScout Goldmine underwriting terminal. Primary signal is sold liquidity: sold_6m=42 (FlipScout DB closings in 6 months — not full MLS), 6 actives on tape. Trusted months of supply = 0.9 mo (Seller-leaning absorption; velocity ≈ 7.0 closings/mo). Honesty mix: 4 Verified / 2 Modeled / 0 Unscored. Hard Reject at ask 100.0% on Verified-with-ARV (QDA defaults — rates only on free hubs). Same QDA stack as this Hard Reject rate — stress-test asks on the published QDA stack, or read the fix and flip underwriting method.
Underwriting terminal
Neighborhood tape
As of 2026-07-29T06:33:41Z · Daily snapshot · FlipScout DB · MAO solver Pro
Quant Art
Neighborhood math
Backed by FlipScout solds + Verified ask tape · 2026-07-29T06:33:41Z · daily snapshot
MOS = actives ÷ (sold_6m ÷ 6) = 6 ÷ (42 ÷ 6) = 6 ÷ 7.0
Sold window 6 mo · FlipScout DB coverage, not full MLS · zones 4 / 6 / 12
monthly_velocity = sold_6m / 6 = 42 / 6 = 7.0 closings/mo
Real FlipScout DB solds · refreshed with nightly goldmine tape
gross_margin% = (ARV − list − rehab) / list · Verified actives @ ask
Universe: Verified ask tape · n=4 · not sold-comp ROI
HardReject% = list_above_mao / Verified_w_ARV = 4 / 4
QDA defaults: 12% required net · 4-mo carry · 2% slip · Bid $ free on tape
Total Listings
6
Verified 4 · Modeled 2
Median Verified margin
-27.52%
p25 -40.2% · p75 -18.36% · n=4
Hard Reject at ask
100.0%
Strong 0.0% · Pass 0.0%
Share where list exceeds FlipScout MAO at QDA defaults (12% required net / 4-mo carry / 2% slip). Hard Reject ≈ WALK-heavy at ask on Bid Tape; Bid $ free on sheets.
Rehab bands
T2$51.75/sqft · n=4
Verified · condition tier $/sqft
Median Apex
29.4
Hot 0.0% · n=4
Trajectory
Declining
Neighborhood enrichment signal
Honesty mix
66.7% Verified
Modeled 33.3% · Unscored 0.0%
List → ARV discount
-12.42%
Deep share 0.0% · n=4
Hold bleed pressure
$150–$200/day
Banded aggregate · Peak Cash UI Pro
Condo/SFR split withheld — need ≥8 Verified per class.
Same QDA stack as this Hard Reject rate · Fix & flip underwriting · Deal finder · Absorption regimes
Active inventory
6 shown of 6 actives · streets locked · price / margin / Apex live · median list $434,100 · mix V4/M2/U0
Each row is an underwriting brief at /property/{id} in ZIP 07055. Margins labeled Modeled are directional — not Verified comps.
PriceMarginApexHonestyListing
$349,00016.5% V37VerifiedPassaic, NJ · Verified listing
Open brief
$469,2003.7% V26VerifiedPassaic, NJ · Verified listing
Open brief
$665,0002.8% V30VerifiedPassaic, NJ · Verified listing
Open brief
$799,0000.6% V29VerifiedPassaic, NJ · Verified listing
Open brief
$289,9007.5% M43ModeledPassaic, NJ · Modeled listing
Open brief
$399,0007.4% M43ModeledPassaic, NJ · Modeled listing
Open briefVerified Invest Deals
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PriceMarginApexAddress
No Verified Invest deals yet0 Verified Invest Deals Currently Available — 100% of Verified actives with ARV screen Hard Reject at ask under FlipScout QDA defaults.
Neighboring Corridors
Analyzing adjacent investment corridors? Track live margins in ZIP 07501 (07501) and Hackensack, NJ (07601).
US Goldmine Atlas
Sold-density underwriting terminals nationwide. Browse all Goldmines · Absorption regimes · Fix & flip underwriting · Methodology · Same QDA stack as this Hard Reject rate · Markets hub · New Jersey Goldmines