Free: Hard Reject rates, MOS, Verified/Modeled mix. Pro $15/mo: street addresses + MAO $. Methodology

FlipScout Dealpedia

Hoboken, NJ Hard Reject Underwriting Tape (07030)

Name: FlipScout Market Dataset — Hoboken, NJ 07030
Creator: FlipScout
License: https://flipscout.llc/legal/tos

FlipScout underwriting tape for Hoboken, NJ (07030) — 78 actives, 29 Verified / 41 Modeled. Absorption: Seller-leaning absorption; sold_6m=173 (FlipScout DB coverage, not full MLS). Hard Reject rate 96.6% on Verified w/ ARV (QDA defaults — Hard Reject ≈ WALK-heavy on Bid Tape; Bid $ free).

Signal Narrative

Hoboken, NJ (07030) is a FlipScout Goldmine underwriting terminal. Primary signal is sold liquidity: sold_6m=173 (FlipScout DB closings in 6 months — not full MLS), 78 actives on tape. Trusted months of supply = 2.7 mo (Seller-leaning absorption; velocity ≈ 28.8 closings/mo). Honesty mix: 29 Verified / 41 Modeled / 8 Unscored. Hard Reject at ask 96.6% on Verified-with-ARV (QDA defaults — rates only on free hubs). Same QDA stack as this Hard Reject rate — stress-test asks on the published QDA stack, or read the fix and flip underwriting method.

Underwriting terminal

Neighborhood tape

As of 2026-07-28T06:14:44Z · Daily snapshot · FlipScout DB · MAO solver Pro

Quant Art

Neighborhood math

Backed by FlipScout solds + Verified ask tape · 2026-07-28T06:14:44Z · daily snapshot

Absorption dial

MOS = actives ÷ (sold_6m ÷ 6) = 78 ÷ (173 ÷ 6) = 78 ÷ 28.8

Sold window 6 mo · FlipScout DB coverage, not full MLS · zones 4 / 6 / 12

Sold liquidity stripe

monthly_velocity = sold_6m / 6 = 173 / 6 = 28.8 closings/mo

Real FlipScout DB solds · refreshed with nightly goldmine tape

Margin quantile ladder

gross_margin% = (ARV − list − rehab) / list · Verified actives @ ask

Universe: Verified ask tape · n=29 · not sold-comp ROI

Hard Reject ring

HardReject% = list_above_mao / Verified_w_ARV = 28 / 29

QDA defaults: 12% required net · 4-mo carry · 2% slip · Bid $ free on tape

Absorption / MOS

Seller-leaning absorption

MOS 2.7 mo

sold_6m 173 · actives 78 · High confidence

173 sold in 6 months — solid zip absorption sample.

Total Listings

Verified 29 · Modeled 41 · Unscored 8

Median Verified margin

0.58%

p25 -8.0% · p75 8.21% · n=29

Hard Reject at ask

96.6%

Strong 0.0% · Pass 0.0%

Share where list exceeds FlipScout MAO at QDA defaults (12% required net / 4-mo carry / 2% slip). Hard Reject ≈ WALK-heavy at ask on Bid Tape; Bid $ free on sheets.