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Lombard, IL Flip MOS Underwriting Tape (60148)

FlipScout underwriting tape for Lombard, IL (60148) — 140 actives, 0 Verified / 31 Modeled. Absorption: Market frozen / inventory backpressure; sold_6m=36 (FlipScout DB coverage, not full MLS). Hard Reject % withheld until ≥3 Verified-with-ARV actives — sold liquidity and MOS remain the primary published signals.

Signal Narrative

Lombard, IL (60148) is a FlipScout Goldmine underwriting terminal. Primary signal is sold liquidity: sold_6m=36 (FlipScout DB closings in 6 months — not full MLS), 140 actives on tape. Trusted months of supply = 23.3 mo (Market frozen / inventory backpressure; velocity ≈ 6.0 closings/mo). Honesty mix: 0 Verified / 31 Modeled / 109 Unscored. Hard Reject % and Verified margins are withheld until ≥3 Verified-with-ARV actives — we do not invent ask-tape from Modeled comps. Directional Modeled ask margin median is +7.5% (n=31) — labeled Modeled, not Verified. Same QDA stack as this Hard Reject rate — stress-test asks on the published QDA stack, or read the fix and flip underwriting method.

Underwriting terminal

Neighborhood tape

As of 2026-07-28T06:22:32Z · Daily snapshot · FlipScout DB · MAO solver Pro

Quant Art

Neighborhood math

Sold liquidity + MOS primary · ask-tape pending Verified depth · 2026-07-28T06:22:32Z · daily snapshot

Absorption dial
23.3 MOS mo

MOS = actives ÷ (sold_6m ÷ 6) = 140 ÷ (36 ÷ 6) = 140 ÷ 6.0

Sold window 6 mo · FlipScout DB coverage, not full MLS · zones 4 / 6 / 12

Sold liquidity stripe
sold_6m 36 actives 140

monthly_velocity = sold_6m / 6 = 36 / 6 = 6.0 closings/mo

Real FlipScout DB solds · refreshed with nightly goldmine tape

Ask-tape status

Verified ask sample too thin for Hard Reject % and Verified margin ladder (need ≥3 Verified-with-ARV). Verified actives: 0.

Modeled actives: 31 · Median Modeled ask margin: +7.5% (directional only — not Verified comps).

This Goldmine still underwrites via sold liquidity + MOS. Hard Reject rates publish when Verified-with-ARV depth clears n≥3.

Same QDA stack as this Hard Reject rate · Underwriting method

Absorption / MOS

Market frozen / inventory backpressure

MOS 23.3 mo

sold_6m 36 · actives 140 · High confidence

36 sold in 6 months — solid zip absorption sample.

Total Listings

140

Verified 0 · Modeled 31 · Unscored 109

Median Modeled margin

7.5%

Directional Modeled ask tape · n=31 · not Verified comps

Rehab bands

Verified rehab $/sqft bands need deeper Verified sample.

Verified · condition tier $/sqft

Median Apex

N/A

Insufficient scored Apex sample (0-sentinel excluded)

Trajectory

Stable

Neighborhood enrichment signal

Honesty mix

0.0% Verified

Modeled 22.1% · Unscored 77.9%

List → ARV discount

—

Deep share — · n=—

Hold bleed pressure

—

Banded aggregate · Peak Cash UI Pro

Zero Verified actives — Hard Reject / margin tape withheld (Modeled-only).

Same QDA stack as this Hard Reject rate · Fix & flip underwriting · Deal finder · Absorption regimes

Active inventory

40 shown of 140 actives · streets locked · price / margin / Apex live · median list $397,500 · mix V0/M40/U0

Each row is an underwriting brief at /property/{id} in ZIP 60148. Margins labeled Modeled are directional — not Verified comps.

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PriceMarginApexHonestyListing
$625,0007.5% M53Modeled

Lombard, IL · Modeled listing

Open brief$575,0007.5% M53Modeled

Lombard, IL · Modeled listing

Open brief$574,9997.5% M53Modeled

Lombard, IL · Modeled listing

Open brief$549,9997.5% M53Modeled

Lombard, IL · Modeled listing

Open brief$549,9007.5% M53Modeled

Lombard, IL · Modeled listing

Open brief$525,0007.5% M53Modeled

Lombard, IL · Modeled listing

Open brief$519,9997.5% M53Modeled

Lombard, IL · Modeled listing

Open brief$495,9007.5% M53Modeled

Lombard, IL · Modeled listing

Open brief$474,9907.5% M53Modeled

Lombard, IL · Modeled listing

Open brief$449,0007.5% M53Modeled

Lombard, IL · Modeled listing

Open brief$435,0007.5% M53Modeled

Lombard, IL · Modeled listing

Open brief$435,0007.5% M53Modeled

Lombard, IL · Modeled listing

Open brief$425,0007.5% M53Modeled

Lombard, IL · Modeled listing

Open brief$400,0007.5% M53Modeled

Lombard, IL · Modeled listing

Open brief$400,0007.5% M53Modeled

Lombard, IL · Modeled listing

Open brief$395,0007.5% M53Modeled

Lombard, IL · Modeled listing

Open brief$395,0007.5% M53Modeled

Lombard, IL · Modeled listing

Open brief$389,0007.5% M53Modeled

Lombard, IL · Modeled listing

Open brief$369,9007.5% M53Modeled

Lombard, IL · Modeled listing

Open brief$369,5007.5% M53Modeled

Lombard, IL · Modeled listing

Open brief$334,9997.5% M53Modeled

Lombard, IL · Modeled listing

Open brief$330,0007.5% M53Modeled

Lombard, IL · Modeled listing

Open brief$275,0007.5% M53Modeled

Lombard, IL · Modeled listing

Open brief$269,9007.5% M53Modeled

Lombard, IL · Modeled listing

Open brief$266,0007.5% M53Modeled

Lombard, IL · Modeled listing

Open brief$235,0007.5% M53Modeled

Lombard, IL · Modeled listing

Open brief$230,0007.5% M53Modeled

Lombard, IL · Modeled listing

Open brief$200,0007.5% M53Modeled

Lombard, IL · Modeled listing

Open brief$159,9997.5% M53Modeled

Lombard, IL · Modeled listing

Open brief$159,9007.5% M53Modeled

Lombard, IL · Modeled listing

Open brief$769,9007.3% M53Modeled

Lombard, IL · Modeled listing

Open brief$675,000——Modeled

Lombard, IL · Modeled listing

Open brief$449,900——Modeled

Lombard, IL · Modeled listing

Open brief$615,000——Modeled

Lombard, IL · Modeled listing

Open brief$539,000——Modeled

Lombard, IL · Modeled listing

Open brief$295,000——Modeled

Lombard, IL · Modeled listing

Open brief$389,900——Modeled

Lombard, IL · Modeled listing

Open brief$279,000——Modeled

Lombard, IL · Modeled listing

Open brief$225,000——Modeled

Lombard, IL · Modeled listing

Open brief$395,000——Modeled

Lombard, IL · Modeled listing

Open brief

Verified Invest Deals

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PriceMarginApexAddress
No Verified Invest deals yet0 Verified Invest Deals Currently Available — actives are Modeled or unscored; honesty gate withholds the invest feed.

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